Affordability

Is Now a Bad Time to Sell My House Because of Inflation and Rising Interest Rates? A North Texas Home Seller’s 2026 Reality Check

Somewhere in North Texas right now, maybe right here in Ellis County, a homeowner is sitting at the kitchen table, watching the inflation headlines, and asking the question I hear more than almost any other: “Is this a terrible time to sell?” It’s a reasonable question. The April 2026 CPI report dropped with headline inflation running at 3.8% year over year, the hottest annual reading since...

A tipping point is coming where buyers will lose their advantage over sellers. Pending sales are a up but inventory is shrinking, learn why 2026 could tip the scales.

Pending Home Sales Are Rising Again in 2026: What It Actually Means for North Texas Buyers and Sellers

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Waxahachie, TX | 214-228-0003 | Updated: May 2026 Here’s what most agents won’t tell you: the data from the week of May 1–8, 2026 just drew a line in the sand. 79,220 weekly pending home sales nationally. That’s not a blip. That’s not a seasonal adjustment you explain away at...

Should your home-buying plans include waiting for the next hurricane? Only a global crisis will trigger 3% rates again and here's why.

Why Waiting For 3% Rates is Like Praying For a Hurricane

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors TeamServing Waxahachie, Midlothian, Ennis, Red Oak, and the greater Ellis County and DFW MetroplexUpdated: May 2026 | Reading Time: ~20 minutes Here’s what I want you to understand before you read a single word of this article: the people waiting on the sidelines for rates to “come back down”...

A 2021 building code mandate was struck down saving builders and buyers $9,600-$31,000 per home, especially those using FHA and USDA loans.

HUD and USDA Just Killed the “Green” Mandate That Was About to Make Your New Home $31,000 More Expensive

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Serving Ellis County, DFW & Greater North Texas | 214-228-0003 | northtexasmarketinsider.com Published: May 2026 | Reading Time: ~18 minutes Cut to it: On April 28, 2026, HUD Secretary Scott Turner and USDA Secretary Brooke Rollins jointly pulled the trigger on a Biden-era...

Something Broke in the Housing Market – And It’s Not What You Think

If you’ve been scrolling TikTok or Instagram lately, you’ve seen the posts. Viral charts. Apocalyptic headlines. People claiming that if home prices had just tracked income growth since the 1970s, the average house today would cost around $170,000. And now, right alongside those posts, you’re seeing headlines screaming that sellers outnumber buyers by over 600,000 nationally, the biggest gap ever...

⚡ Companion Resource: This article is a deep dive on the Iran conflict as a geopolitical force on North Texas real estate covering the history, the fallout, 2026 forecasting, and the strategic playbook on how to succeed in this market. For the full March snapshot of DFW inventory, prices, days on market, and county-by-county data, read the March 2026 North Texas Market Report. For the full 2026 guide read The Complete 2026 North Texas Real Estate Intelligence Report .

The Iran War and It’s Devastating Impact on The Housing Market

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Waxahachie, TX | 214-228-0003 | northtexasmarketinsider.com Last Updated: April 13, 2026 | Reading Time: ~25 minutes ⚡ Companion Resource: This article is a deep dive on the Iran conflict as a geopolitical force on North Texas real estate covering the history, the fallout, 2026 forecasting,...

March 2026 was the most consequential month for North Texas housing in two years, and 90% of buyers and sellers will completely miss what it actually meant.

March 2026 North Texas Market Report: Just When Things Were Getting Good – The Iran War, a Stubborn Fed, and a Rate Spike

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Serving Ellis County, DFW & Greater North Texas | 214-228-0003 | northtexasmarketinsider.com Most agents are about to spend the next thirty days posting daffodil emojis and “spring market is heating up!” graphics. I’m going to do something different. I’m going to tell you exactly what...

The 89th Texas Legislature just signed over 1,155 bills into law. Learn what this means for homeowners, buyers, sellers, and developers.

40+ New Texas Laws That Are Attracting Thousands of New Residents

Published: April 2026 By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Serving Ellis County, Waxahachie, and the Greater DFW Metroplex You saw the viral social media post. “40 New Laws Have Gone Into Effect in Texas in Order to Attract More Residents to the State.” And you probably thought what most people think: Is that even...

Frost's New Progress Mortgage offers a zero dollar down payment with no PMI. Potentially saving homebuyers hundreds per month on their mortgage and thousands upfront.

The $0 Down Affordability Hack North Texas Homebuyers Need to Know in 2026

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Serving Ellis County, DFW & Greater North Texas The Headline That Should Have Stopped You Cold I want you to sit with this for a second. One of the most respected, financially stable banks in the state of Texas just re-entered the mortgage business after a 20-year absence...

Discover how President Trump's executive orders could pave the way for improved housing affordability over the next 1-3 years

Can President Trump Really Fix Housing Affordability With Executive Orders?

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors TeamServing Ellis County, DFW & Greater North Texas | 214-228-0003 | northtexasmarketinsider.com Let me give it to you straight. On March 13, 2026, President Trump signed two executive orders aimed directly at the housing affordability crisis in this country. And within about 48 hours, my...