Affordability Archives

The Affordability Crisis: 25M Working Adults Still Live At Home

The Affordability Crisis: Why 25 Million Working Adults Still Live With Their Parents in 2026

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors TeamServing Ellis County, Waxahachie, DFW & Greater North Texas | 214-228-0003 | northtexasmarketinsider.com Two numbers went viral this summer and almost everyone made the same mistake, reading them as separate stories. A record 25.2 million adults under 35 are living with their parents, and a...

21st Century ROAD to Housing Act could severely limit investor activity

The Housing Vote That Decides Your 2026: What North Texas Buyers and Sellers Need to Know Before the Senate Acts This Week

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors TeamServing Ellis County, Waxahachie, Midlothian, DeSoto, Ennis, and the Greater DFW Metroplex | 214-228-0003 | northtexasmarketinsider.com Last updated: June 16, 2026 Here is the thing most buyers in Ellis County will find out a week too late. The single most consequential housing bill in a...

The U.S. and Iran are crafting a deal that could potentially make life more affordable and bring 5.5 million home buyers back to the market

The Iran Deal Could Unleash 5.5M U.S. Home Buyers: Why North Texas Buyers Should Move Before Rates Fall

A war on the other side of the planet has been quietly setting the price of your next mortgage payment in DFW and this week the most important number in that whole equation finally moved. The United States and Iran reached a framework deal to end the war and reopen the Strait of Hormuz, with the signing scheduled for Friday, June 19 in Geneva, according to NBC News. The instant the news hit, oil fell more...

Is Now a Bad Time to Sell My House Because of Inflation and Rising Interest Rates? A North Texas Home Seller’s 2026 Reality Check

Somewhere in North Texas right now, maybe right here in Ellis County, a homeowner is sitting at the kitchen table, watching the inflation headlines, and asking the question I hear more than almost any other: “Is this a terrible time to sell?” It’s a reasonable question. The April 2026 CPI report dropped with headline inflation running at 3.8% year over year, the hottest annual reading since...

A tipping point is coming where buyers will lose their advantage over sellers. Pending sales are a up but inventory is shrinking, learn why 2026 could tip the scales.

Pending Home Sales Are Rising Again in 2026: What It Actually Means for North Texas Buyers and Sellers

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Waxahachie, TX | 214-228-0003 | Updated: May 2026 Here’s what most agents won’t tell you: the data from the week of May 1–8, 2026 just drew a line in the sand. 79,220 weekly pending home sales nationally. That’s not a blip. That’s not a seasonal adjustment you explain away at...

Should your home-buying plans include waiting for the next hurricane? Only a global crisis will trigger 3% rates again and here's why.

Why Waiting For 3% Rates is Like Praying For a Hurricane

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors TeamServing Waxahachie, Midlothian, Ennis, Red Oak, and the greater Ellis County and DFW MetroplexUpdated: May 2026 | Reading Time: ~20 minutes Here’s what I want you to understand before you read a single word of this article: the people waiting on the sidelines for rates to “come back down”...

A 2021 building code mandate was struck down saving builders and buyers $9,600-$31,000 per home, especially those using FHA and USDA loans.

HUD and USDA Just Killed the “Green” Mandate That Was About to Make Your New Home $31,000 More Expensive

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Serving Ellis County, DFW & Greater North Texas | 214-228-0003 | northtexasmarketinsider.com Published: May 2026 | Reading Time: ~18 minutes Cut to it: On April 28, 2026, HUD Secretary Scott Turner and USDA Secretary Brooke Rollins jointly pulled the trigger on a Biden-era...

Something Broke in the Housing Market – And It’s Not What You Think

If you’ve been scrolling TikTok or Instagram lately, you’ve seen the posts. Viral charts. Apocalyptic headlines. People claiming that if home prices had just tracked income growth since the 1970s, the average house today would cost around $170,000. And now, right alongside those posts, you’re seeing headlines screaming that sellers outnumber buyers by over 600,000 nationally, the biggest gap ever...

⚡ Companion Resource: This article is a deep dive on the Iran conflict as a geopolitical force on North Texas real estate covering the history, the fallout, 2026 forecasting, and the strategic playbook on how to succeed in this market. For the full March snapshot of DFW inventory, prices, days on market, and county-by-county data, read the March 2026 North Texas Market Report. For the full 2026 guide read The Complete 2026 North Texas Real Estate Intelligence Report .

The Iran War and It’s Devastating Impact on The Housing Market

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Waxahachie, TX | 214-228-0003 | northtexasmarketinsider.com Last Updated: April 13, 2026 | Reading Time: ~25 minutes ⚡ Companion Resource: This article is a deep dive on the Iran conflict as a geopolitical force on North Texas real estate covering the history, the fallout, 2026 forecasting,...

March 2026 was the most consequential month for North Texas housing in two years, and 90% of buyers and sellers will completely miss what it actually meant.

March 2026 North Texas Market Report: Just When Things Were Getting Good – The Iran War, a Stubborn Fed, and a Rate Spike

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Serving Ellis County, DFW & Greater North Texas | 214-228-0003 | northtexasmarketinsider.com Most agents are about to spend the next thirty days posting daffodil emojis and “spring market is heating up!” graphics. I’m going to do something different. I’m going to tell you exactly what...