Homeowners

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Serving Waxahachie, Ellis County, and Greater DFW A stack of new Texas laws takes effect September 1, 2026, and the version of the story circulating on Facebook is the least useful one. The viral headline is gold. Texas is recognizing gold and silver as legal tender, and half of North Texas has...

Perfect credit. Twenty-five percent down. Still denied. Fannie and Freddie Won’t Finance Neglected Condos, and most North Texas buyers have no idea. Last updated: August 13, 2026. Educational content only. Not legal, tax, lending, or insurance advice. Consult qualified professionals about your specific transaction. A buyer with a 780 credit score, 25 percent down, two years of verified income,...

By Bobby Franklin, REALTOR® | Legacy Realty Group – Leslie Majors Team | North Texas Market Insider Last updated: August 10, 2026 Yes. An HOA can foreclose on your home in Texas. It can do it to a homestead and even while you are current on your mortgage. Interestingly, it is happening more and more often every quarter. But here is the part the viral headlines miss, and it is the part that...

There’s a conversation happening right now in Austin that is already changing how people think about buying, selling, and holding real estate across the Dallas–Fort Worth metroplex, and most homeowners don’t have the full picture yet. In February 2026, Governor Greg Abbott unveiled a five-point property tax reform plan that could, if voters approve it, eventually eliminate school district...

When the Grid Goes Dark, We Don’t Panic We Execute Listen, Winter Storm Fern is about to roll through North Texas(in late January 2026) and drop temperatures to 6-12°F with wind chills hitting -6°F, most people are NOT ready for this. Even after 2021. Even after all the warnings. But here’s what separates the people who just survive from the people who dominate: preparation meets execution when...

Here’s what’s about to happen: North Texas is facing 65+ hours of subfreezing temperatures starting Friday night, with ice accumulation potentially reaching 1.5 inches and Monday morning lows plunging to 11°F. While your neighbor is panic-buying bread and milk, I’m going to show you exactly how to protect your home’s value and prevent the $5,000-$130,000 in damage that thousands of unprepared...

After three decades of celebrating North Texas culinary excellence, the Town of Addison just killed its spring food festival. And while your neighbor’s real estate agent is probably having a meltdown about “plummeting property values,” the actual data tells a completely different story, one that creates serious opportunity for buyers who understand what’s really driving value in 2026. Here’s...

By Bobby Franklin | December 17, 2025 While you were watching Stranger Things for the Demogorgons and the ‘80s nostalgia, I was watching something way more terrifying, the real estate market dynamics playing out in the background. And honestly? The show accidentally nailed some crucial truths about how small towns evolve (or die) based on economic forces that have EVERYTHING to do with your home’s...

Episode 2 of 5: The Stranger Things Market Intelligence Series In Stranger Things, Vecna’s victims hear a grandfather clock chiming before he strikes. The ticking becomes louder, more insistent, until it’s all they can hear, a countdown to their doom that they can’t escape. If you locked in a mortgage rate below 4% between 2020 and 2021, you know exactly how that feels. Welcome to...

Here’s the reality most agents won’t tell you: choosing the right neighborhood in North Texas isn’t just about square footage and school districts. The HOA governing your property can determine whether you’re building a dream life or fighting bureaucratic battles for the next decade. I’ve watched buyers stumble into HOA nightmares that could’ve been avoided with proper intelligence...