Heath is where Lake Ray Hubbard meets luxury. A small lakeside city of just over 10,000 where Olympic-level sailors train at Rush Creek Yacht Club, exemplary Rockwall ISD schools define the standard, and 17 miles of hike and bike trails connect it all. This is what DFW lakeside living looks like when it’s done right.

North Texas Market Insider™ · Heath Neighborhoods

A Golf and Yacht Club, Buffalo Creek Fairways and Acre Lots on Lake Ray Hubbard

Heath is a city of about 11,500 on the southeast shore of Lake Ray Hubbard, just south of Rockwall, with large lots and little commercial land. You’ll find a new golf and yacht club community, Buffalo Creek fairway homes, custom lakefront estates and acre-plus homesites. Here are 8 areas with dated price context.

South Heath · Lakeshore

Heath Golf & Yacht Club

About $730K–$1.2M new

A 787-acre master plan that opened in 2020, with golf-course and lake-view homes and townhomes; the only active new-construction community in Heath.

Private member golf course and a lakeside clubhouse. Builders include Grand Homes and Beazer. HOA dues are reported two ways; ask about any special district. Rockwall ISD.

  • New construction
  • Private club
  • Verify dues
Central Heath · Country Club Dr.

Buffalo Creek

About $725K–$1.25M listings

Homes from the 1990s and 2000s around Buffalo Creek Golf Club, a daily-fee course that opened in 1992.

Golf-course and custom homes of about 3,000 to 4,100 square feet in recent listings. Many addresses mail as Rockwall. Rockwall ISD.

  • Public golf
  • Established
  • Rockwall mail
West Heath · Lake Ray Hubbard

Lakefront Estates

About $1.3M–$6.8M listings

Custom homes along the shoreline on streets such as Cedar Shores, Meadowlake and Willow Springs.

Docks and boathouses require a Heath take-area sublease and city permit; only one fixed pier facility is allowed per lot.

  • Lakefront
  • Custom
  • Take area
Across Heath · SF-43 Zoning

Acre-Plus Homesites

Priced individually

Heath’s SF-43 district requires 1-acre lots and homes of at least 3,200 square feet; half-acre and smaller districts also exist.

Some larger lots use septic systems, which aren’t allowed under an acre. Ask the seller about septic, water and electric provider.

  • 1-acre lots
  • Check septic
  • Zoning rewrite
West Heath · Terry Ln. & Smirl Dr.

Terry Lane Corridor

Priced individually

Older acreage and custom homes near Terry Park and the lake.

Terry Lane was rebuilt in 2026, and the city is planning a continuous trail along it. Many streets have no HOA; confirm by address.

  • Older homes
  • New road
  • Trail planned
North Heath · Rush Creek Dr.

Rush Creek Condominiums

About $365K listing

Lake-area condominiums, with a recent two-bedroom of about 1,040 square feet listed at $365,000.

A lower-maintenance option in Heath. Ask for the condo association budget and dues. Rockwall ISD, by address.

  • Condos
  • Lake area
  • Check dues
Throughout Heath

Wyndemere & Other Subdivisions

About $1.1M listing

Smaller named subdivisions such as Wyndemere, Heath Crossing, Highlands, Lafayette Landing and Darr Estates, mostly custom single-family homes.

A Wyndemere home was listed near $1.1 million in 2026. Locations, HOAs and prices vary; confirm each one by address.

  • Custom homes
  • Varied lots
  • Verify HOA
North · Not In Heath

Chandlers Landing

Priced individually

A gated marina community just north of Heath that people often place in Heath; it’s in the City of Rockwall.

Rockwall’s takeline sublease costs less than Heath’s. Check the city on the appraisal district record, not the mailing address.

  • City of Rockwall
  • Marina
  • Different rules

Swipe or drag sideways to see them all.

The lake comes with a lease

Dallas owns Lake Ray Hubbard and its take area; Heath subleases it to lakefront owners for $600 the first year and $350 a year, plus $200 to transfer.

Every dock or boathouse needs Heath approval and a building permit.

The tax picture

Heath’s rate was $0.27565 per $100 for 2025–26; the city proposed $0.281436 for 2026–27.

Rockwall ISD is $1.0669 and Rockwall County $0.2620. The city has no general homestead exemption.

Your mailing address may say Rockwall

Many Heath homes use Rockwall 75032 addresses, and some in the south use Forney 75126.

A small piece of Heath sits in Kaufman County. Check the appraisal record.

A city investing in itself

A $12.8 million Towne Center Park renovation opened July 4, 2026, and the final phase of Hubbard Drive is under way.

Heath is drilling its own water wells; it buys treated water from Rockwall today.

Heath, incorporated October 12, 1959, lies mostly in southwestern Rockwall County, with about 0.31 square miles in Kaufman County, and counted 9,769 residents in the 2020 census (Census estimate 11,499 for July 2024). Area names follow builder, subdivision and listing usage; boundaries are approximate. Price figures are dated snapshots from 2026 builder sites and individual listings, not medians; they are context, not values. Heath Golf & Yacht Club HOA dues are reported as $720 a year and as $555 a quarter, social membership terms vary by source and a management district was reported but not confirmed; ask for the resale certificate and tax certificate. Details for Rush Creek, Terry Lane and the smaller subdivisions come from brokerage listings and weren’t confirmed. Zoning figures are from the Heath Code of Ordinances, Chapter 159, which is being rewritten. Take-area fees are from Heath’s 2026 adopted fee schedule; dock and boathouse permit fees weren’t confirmed. School districts are listed at the district level only; whether any Kaufman County addresses are in another district wasn’t confirmed, so confirm by address. Tax rates: Heath’s $0.27565 was adopted for 2025–26, and its 2026–27 adopted rate wasn’t confirmed; Rockwall ISD’s $1.0669 and Rockwall County’s $0.2620 are adopted. Chandlers Landing is in the City of Rockwall. Project details are from the City of Heath. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.

North Texas Market Insider™ · Eat & Shop

Standard Service on Ridge Road, a Laurence Drive Food Strip and Rockwall Next Door

Heath is mostly homes, so its food scene is small: Standard Service on Ridge Road, a Laurence Drive strip with Tex-Mex, sushi and a Tom Thumb, and a golf-club grill, with Rockwall’s Harbor and H-E-B a short drive north. Here’s a 2026-checked list of 19.

American · Ridge Rd.Big patio

Standard Service

  • Burgers
  • Cocktails
  • Patio stage

4240 Ridge Rd.

Heath’s anchor restaurant, which moved here from Rockwall in 2020, with a large patio deck and stage on nearly 8 acres.

Known for the Remedy Burger, an ahi tuna bowl and bison Frito pie.

Tex-Mex · Laurence Dr.Margaritas

Manny’s Tex-Mex

  • Tex-Mex
  • Catering

469 Laurence Dr.

Tex-Mex plates and margaritas on the FM 740 strip.

Italian · Laurence Dr.Bistro

Gianni’s Italian Bistro

  • Italian

465 Laurence Dr.

An Italian bistro next door to Manny’s.

Japanese · Laurence Dr.Sushi

Blue Koi Japanese Bistro

  • Japanese
  • Sushi

537 Laurence Dr.

Sushi and Japanese dishes near Tom Thumb.

Mexican · Hubbard Dr.Cantina

Pablo’s Restaurant and Cantina

  • Mexican
  • Cantina

213 Hubbard Dr.

A Mexican restaurant and cantina on Hubbard Drive.

Wings · Laurence Dr.Takeout

Wings over Heath

  • Wings

507 Laurence Dr.

Chicken wings for dine-in or takeout.

Pizza · Smirl Dr.Delivery

Marco’s Pizza

  • Pizza

110 Smirl Dr.

Pizza for delivery or pickup.

Breakfast · Laurence Dr.Bagels

The Bagel Lady Heath Deli & Coffee Shop

  • Bagels
  • Deli
  • Coffee

207 Laurence Dr.

Bagels, deli sandwiches and coffee on the south end of the strip.

Bowls · Smirl Dr.Smoothies

Vitality Bowls

  • Açaí bowls
  • Smoothies

110 Smirl Dr., Ste. 105

Açaí bowls and smoothies beside Marco’s.

Boba · Laurence Dr.Desserts

Heath Boba Tea & Desserts

  • Boba
  • Desserts

515 Laurence Dr.

Boba tea and desserts on Laurence Drive.

Golf Club · Country Club Dr.Public course

Buffalo Creek Golf Club Grill

  • Grill
  • Full bar
  • Golf

624 Country Club Dr.

A restaurant with meals and a full drink menu at a daily-fee golf club; the name appears as Betty’s Grille and as Buffalo Creek Grill and Bar.

Grocery · Laurence Dr.Only grocery

Tom Thumb

  • Grocery
  • Beer & wine

551 Laurence Dr.

The only full grocery store found inside Heath.

Park · City CenterOpened 2026

Towne Center Park

  • Park
  • Renovated

Heath city center

A $12.8 million renovation that reopened on July 4, 2026; a city park, not a shopping center.

Private Club · Clubhouse Dr.Members only

Heath Golf & Yacht Club

  • Clubhouse dining
  • Golf
  • Boat slips

1500 Clubhouse Dr.

A lakeside clubhouse restaurant and bar for members only; not open to the public.

District · RockwallNot in Heath

The Harbor Rockwall

  • Lakefront dining
  • Boardwalk

I-30 at Lake Ray Hubbard, Rockwall

The closest lakefront dining district, a short drive north on Ridge Road.

Cafe · Ridge Rd., RockwallNot in Heath

Panera & Starbucks on Ridge Road

  • Coffee
  • Bakery-cafe

2804 & 2779 Ridge Rd., Rockwall

Coffee and bakery-cafe stops at Ridge Road and I-30.

Grocery · RockwallNot in Heath

H-E-B Rockwall

  • Grocery
  • Pharmacy
  • BBQ

1600 E. I-30, Rockwall

A 131,000-square-foot H-E-B that opened in October 2025.

Warehouse Club · RockwallNot in Heath

Costco Rockwall

  • Warehouse club
  • Gas
  • Pharmacy

1225 SH 276, Rockwall

Costco with gas, pharmacy and tires, on SH 276.

Historic Square · RockwallNot in Heath

Downtown Rockwall Square

  • Restaurants
  • Boutiques
  • Farmers market

Around the courthouse, Rockwall

Locally owned restaurants and shops, plus a Saturday farmers market in season.

How to read this list

Heath keeps commercial land intentionally limited. What it has clusters on Laurence Drive (FM 740) near Smirl and Hubbard drives, plus Standard Service on Ridge Road at the north edge.

For a bigger grocery run or lakefront dining, most residents head north into Rockwall; those spots are marked Not In Heath.

Compiled October 2026. Listings are from business websites, the Rockwall Chamber, delivery-app and directory listings, Buffalo Creek Golf Club, Troon, the City of Heath and The Dallas Morning News, and were not confirmed with owners; call ahead to confirm hours and that a business is still open. Several Laurence Drive, Smirl Drive and Hubbard Drive businesses were confirmed only through directory or delivery listings. The Buffalo Creek restaurant’s name differs between a January 2026 release and the club’s website, after the club’s recent sale. The Anchor Seafood and Bar and a Starbucks at the Tom Thumb address were found in directories without confirmed details and are not listed. No farmers market, winery or brewery was found in Heath. Businesses marked Not In Heath are in Rockwall. Businesses listed are for general local reference and are not endorsements; I receive no compensation from any business named. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.

Historic Roots That Drive Modern Community

The Story of Heath

From Black Hill and Willow Springs to a Lakeside City on Lake Ray Hubbard

  1. Before 1846

    The East Fork Crossing

    The East Fork of the Trinity drew wildlife and travelers, and in the 1840s the Republic of Texas’s Central National Road crossed the river at what is now Heath.

    More

    The City of Heath describes an area thick with wild turkeys, deer, geese and ducks, with timber and water close at hand, and recalls buffalo running each evening through what is now Darr Estates. Indigenous peoples of North Texas used these river bottoms long before Anglo-American settlement, though no source names a specific tribe at Heath. Those resources made the creek bottoms a natural stopping place for early travelers moving east and west across North Texas.

    State historical markers say the Republic of Texas Congress authorized the Central National Road in February 1844, running toward the Red River and crossing the East Fork here. The Handbook of Texas says Heath and Rockwall were both founded along the road, which carried settlers bound for the Peters Colony near present-day Dallas. That road gave the future town its first link to the wider world, years before any railroad or highway reached this side of the river.

  2. 1846–1849

    John O. Heath and Black Hill

    John O. Heath arrived in 1846, and the settlement later took his name. First called Black Hill for its dark soil, it received the first post office in what is now Rockwall County in 1849.

    More

    The Handbook of Texas names John O. Heath as one of the area’s earliest settlers. The community’s first name, Black Hill, described the rich black soil of the Blackland Prairie; the City’s own timeline uses the plural, Black Hills. The 1849 post office was the first in the territory that later became Rockwall County. Its location near the road crossing made it a natural gathering point for families spread across the surrounding farms and pastures.

    Neighbor Sterling Rex Barnes, a Virginia native, came from Mississippi in 1846 with his wife, Martha Ann, and their family. His state historical marker at Heath Cemetery on Smirl Drive calls him a pioneer settler of “Black Hill, now Heath.” A lodge marker says Barnes and Heath were among the earliest residents to receive land grants. His marker and one for Heath Methodist Church are among the state historical markers in Heath today.

  3. 1854–1886

    Willow Springs and Barnes Bridge

    After the post office moved to Rockwall in 1854, the settlement was known as Willow Springs. A toll bridge carried travelers across the East Fork, and in 1873 the area joined the new Rockwall County.

    More

    The Handbook says the Willow Springs name came from a local stream; the City credits willow trees that grew around the springs. Also in 1854, East Trinity Masonic Lodge was organized, with John O. Heath and S. R. Barnes among its first officers. Heath’s old cemetery is still listed in some records as Willow Springs Cemetery. The lodge gave the scattered settlement a regular meeting place for decades; the Heath lodge later merged with East Trinity in 1968.

    Barnes served as justice of the peace and ran a toll bridge across the East Fork, later known as Barnes Bridge, which Rockwall County took over around 1880. In 1873 a petition separated Rockwall County from Kaufman County, placing the community in what became the smallest county in Texas by area. For travelers on the old road, the bridge made Willow Springs a regular stop on the way between Dallas and the farms to the east.

  4. 1886–1904

    The Name Heath and a Cotton-Gin Town

    The community became Heath in 1886 and again received a post office. By 1902 it had four cotton gins and its own school district, and by 1904 it had 225 residents.

    More

    The Handbook says the renamed post office operated until 1906. Growth was slow at first: in 1892 Heath had 75 residents and five businesses, and by 1898 a one-room school served 56 students. By 1902, four cotton gins showed how much the town depended on cotton grown on the surrounding Blackland Prairie. Families in the countryside hauled cotton to the gins by wagon each fall, making the small town a busy trading point during harvest season.

    The Heath Independent School District was established by 1902, and the City says a new school went up on the site of today’s City Hall complex at 200 Laurence Drive. A quarrel between the north and south parts of the area once produced two schools. In 1904 the population reached 225, its early-century peak. Churches, stores and the school gave Heath the shape of a typical Blackland farm town, with life organized around planting and harvest.

  5. 1916–1937

    Fire, Depression and a Co-op Meeting

    A 1916 fire and the Great Depression shrank Heath to 150 people by 1936. That August, a meeting in the Heath schoolhouse helped launch what became Farmers Electric Cooperative.

    More

    In 1916 a fire destroyed a number of Heath’s buildings, the first of three fires the City says set back the town. The Handbook says the fire began a long decline as the Depression sent residents to nearby cities for work; the City adds that farming paid enough only on very large farms. By 1936 Heath had 150 residents and five businesses. Many of the families who stayed adapted by farming larger tracts or taking work in nearby towns, while the schoolhouse remained a gathering place.

    In August 1936 a group met in the Heath schoolhouse to discuss a Rural Electrification Administration project for Rockwall County. Because a similar Rains County effort was nearby, the federal agency suggested a merger, and Farmers Electric Cooperative was formed on September 11, 1937. It now serves a 12-county region from Greenville. The new co-op strung power lines to farms that had never had electricity, changing daily life across the rural parts of Rockwall County.

  6. 1949–1950

    The School Merges With Rockwall ISD

    Heath’s school closed when its district merged with Rockwall’s around 1949–1950. Sources differ on the exact year and on the town’s size at the time.

    More

    The Handbook of Texas says that by 1950 the Heath district had merged with Rockwall’s and the local school had closed, leaving a population of just 50. The City of Heath dates the closing to 1949, when it says the town had 200 residents, while its own timeline graphic places the merger in 1950. The widget shows both years. With the school gone, the community lost one of its main gathering places, and Heath remained a quiet farming area for most of the next decade.

    Heath students have attended Rockwall ISD ever since, and the district’s second high school carries the name Rockwall-Heath. The 1902 school site later became the home of the current Heath City Hall complex on Laurence Drive, which today anchors the town’s parade route and holiday celebrations. Amy Parks-Heath Elementary on Laurence Drive serves as the staging area for the city’s July 4 parade.

  7. October 12, 1959

    Heath Incorporates

    The City of Heath was incorporated on October 12, 1959. Its first revenue was a $100 franchise payment from Texas Power & Light.

    More

    The City’s 2013 welcome packet gives the exact date and lists Heath as a home-rule city. The Handbook counted 175 residents in 1960. The $100 franchise payment from Texas Power & Light shows how small the new city government was, with few services and a mostly rural landscape of farms and pasture. Incorporation gave residents a way to control land use and local services as Dallas’s suburbs began spreading east toward the lake area.

    Heath incorporated just as Dallas was planning a large new reservoir on the East Fork next door. Over the following decades the city built its own services, including a combined Department of Public Safety whose officers are cross-trained in police, fire and emergency medical work, a model the city still uses today. That early decision to provide its own services shaped Heath’s identity as an independent small city rather than a neighborhood of a larger one.

  8. 1964–1970

    Lake Ray Hubbard Arrives

    Construction of the Rockwall-Forney Dam began June 13, 1964. The reservoir that became Lake Ray Hubbard covered the old Barnes Bridge Road and turned Heath into a lakeside community.

    More

    The Texas Water Development Board says impoundment began on December 1, 1968, and the Handbook says the dam was finished in 1969. Dallas owns the earthfill dam, about 12,500 feet long, built to supply its water. The lake was first called Forney Lake and later renamed for Ray Hubbard, longtime head of the Dallas park board. Its construction also brought a steady stream of workers and new attention to the farmland along the river’s east bank.

    For Heath the change was dramatic. The City says the lake covered the old Barnes Bridge Road, and a pioneer history says the Heath council renamed the remaining Rockwall County stretch Terry Lane. The Handbook credits the lake’s development just west of town in 1969–70 with driving Heath’s steady growth from then on. Lakefront lots, boating and open views began drawing new residents who commuted to jobs in Dallas and Garland while living by the water.

  9. 1970–2010

    From Farm Town to Lakeside City

    Heath grew from 449 residents in 1970 to 6,921 in 2010. Growth followed the lake, rural open space and a city policy favoring low-density housing.

    More

    The Handbook counted 449 residents in 1970 and 1,459 in 1980. The City says newcomers came for the openness of rural living and for Lake Ray Hubbard, while some grain and cotton farming continued into the late 1980s. The census counted 2,108 residents in 1990 and 4,149 in 2000. New subdivisions spread across former farmland, many on large lots that kept the rural feel newcomers were looking for.

    Community traditions took shape in these years. Volunteers started the Heart of Heath 5K in 1994 to raise money for Towne Center Park, and the seven-acre lakeside Terry Park was renovated in 2009 with a two-lane boat ramp. The City’s 2013 packet describes “prudent, low density residential growth strategies.” The 2010 census counted 6,921 residents. By 2010, Heath had grown into a residential city with neighborhoods spread across its farms, fields and shoreline.

  10. 1992

    Buffalo Creek Golf Club Opens

    Buffalo Creek Golf Club, a public daily-fee course designed by Jay Morrish and Tom Weiskopf, opened in 1992. A sale to Legacy Golf Properties was announced in January 2026.

    More

    The course plays 7,078 yards at par 71 near the shore of Lake Ray Hubbard, with a practice range, putting greens, a grill and an event pavilion. It anchors the Buffalo Creek Golf Club Estates neighborhood, whose trails the City’s 2013 packet lists from entrances at FM 549 and FM 3097. The course quickly became a focal point for new homes nearby, with fairway lots drawing buyers who wanted golf and lake access close together.

    After more than 30 years under the Perry family, the club was bought by Kerrville-based Legacy Golf Properties. On January 6, 2026, Troon announced it would advise the club on agronomy, operations and marketing, and the Rockwall Herald-Banner reported that the course remains open to the public under its new owner. Its daily-fee status means residents and visitors alike can book tee times without a club membership, unlike the newer private course to the south.

  11. 2004–2006

    The Take Area Lease and Lake Edge Zoning

    A 2004 agreement with Dallas let Heath regulate the Dallas-owned shoreline. The Lake Edge Zoning District followed on October 19, 2006.

    More

    Dallas owns Lake Ray Hubbard and a strip of shoreline called the take area, running from the take line down to the lake’s 435.5-foot normal pool. Under the November 2004 interlocal agreement and lease, Heath writes and enforces zoning for the take area and enforces local ordinances up to 40 feet into the lake, while Dallas keeps authority over water quality. The arrangement gave lakefront owners a clear path to use the shoreline behind their homes, which had long been a source of confusion and dispute.

    Planners drafted the ordinance, and Heath held a town hall on it at City Hall before adopting the Lake Edge Zoning District on October 19, 2006. It was amended in 2007, 2009, 2018 and 2022. Owners next to the take area can sublease their portion, and docks and boathouses need approval from the city. The current fee schedule sets the sublease at $600 for the first year and $350 a year after that, with a $200 transfer fee when a home sells.

  12. October 17, 2020

    Heath Golf & Yacht Club Opens

    Heath Golf & Yacht Club held its grand opening after nearly two decades of work. The 2020 census counted 9,769 Heath residents.

    More

    The Dallas Morning News called the club “nearly two decades in the making.” Its private course, designed by architect Roy Bechtol, is the centerpiece of a lakefront master plan the developer describes as 787 acres with about 1,200 homes; the News described it as 800 acres. Amenities include a lakeside clubhouse, pool, tennis courts and boat slips. The opening followed years of planning, permitting and site work on land along the southern shoreline of the lake near Hubbard Drive.

    That same year the census counted 9,769 residents, up from 6,921 in 2010. The Census Bureau’s estimate for July 1, 2024, puts Heath at 11,499, about 19 percent above its 2020 base, as new homes filled in around the golf club and along the lake. Builders including Grand Homes and Beazer continued adding homes there in 2026, making it Heath’s main area of new construction.

  13. 2023–2025

    Bonds for Safety, Public Works and Parks

    A bond package of about $30 million, backed by the Heath Municipal Benefits Corporation, funded two public safety stations, a Public Works facility and the Towne Center Park renovation.

    More

    In December 2023 the City Council approved the package. The Heath Municipal Benefits Corporation agreed to contribute $3 million and pay the annual debt service on the public safety station so the projects wouldn’t affect the tax rate. City pages describe the certificates as $30 million to $30.5 million. The approach let the city fund major facilities without raising its property tax rate to pay for them.

    Towne Center Park closed after a December 2024 groundbreaking, so Christmas in Heath took a year off. Construction of a 13,260-square-foot Public Works facility on FM 740 began in March 2025, and two public safety stations are under a design-build contract. The city adopted a new comprehensive plan on June 24, 2025. Together, the projects represent one of the largest building programs in the city’s history, shaping public services for years to come.

  14. 2026

    A New Park, the First Well and Rebuilt Roads

    The $12.8 million Towne Center Park reopened on July 4, 2026. Heath’s first city water well reached water in March, and Terry Lane was rebuilt.

    More

    Heath paired its parade for America’s 250th Independence Day with the park’s grand opening. The renovation added pickleball courts, half-basketball courts and a stage. During the celebration, the state’s Texas Music Office designated Heath a Music Friendly Texas Certified Community, the 97th in the state. The celebration drew residents back to the park after more than a year of construction and marked a new chapter for the city center.

    Well No. 1 at Towne Center Park, the first of six planned wells, reached water in March 2026 and is expected to supply up to 1 million gallons a day by summer 2027. Terry Lane’s rehabilitation, funded by a $2 million agreement with Rockwall County, is complete, and the final phase of Hubbard Drive is scheduled to finish by December 2026. The city has also begun a full rewrite of its zoning ordinance, first adopted in 2005, as it plans for continued growth around the lake.

Compiled from the Texas State Historical Association Handbook of Texas (Heath, Rockwall County and Ray Hubbard Lake entries), the City of Heath’s History of Heath page, 2013 welcome packet and project pages, Texas Historical Commission marker texts, Farmers Electric Cooperative, the Texas Water Development Board, the U.S. Census Bureau, The Dallas Morning News, Blue Ribbon News and the Rockwall Herald-Banner. Where sources conflict, the widget notes both or follows the primary source: the early name (Black Hill in the Handbook, Black Hills in the city’s timeline), the Central National Road (February 1844 per state markers; the city says 1840), the renamed post office (1886; the city’s 2013 packet says 1880), the school merger (1949 or 1950, with 50 or 200 residents), the 1970 population (449 per the Handbook; the city says 520) and the golf club’s acreage (787 or 800). No source names a specific Indigenous group at Heath. The Terry Lane renaming is from a secondary pioneer history. Well output and the Hubbard Drive finish date are city projections. Census figures are total population; 1988 and 2024 figures are estimates. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.

Heath’s Annual Events

Christmas in Heath, a July 4 Parade and the Heart of Heath 5K

Fall & Holidays · Coming Up

Christmas in Heath

First weekend of December · Towne Center Park

A hometown tree lighting with school choirs and jazz band, photos with Santa, a miniature train and food trucks. Free admission. Held December 2, 2022, and December 5, 2025; Saturday, December 5, 2026, 4 to 8 p.m.

More

Held at Standard Service in 2025 while the park was rebuilt, and skipped in 2024.

Hosted by the City of Heath Special Events Board; cocoa, cookies and donuts are complimentary.

National Night Out in Heath

First Tuesday in October · City Hall

A free neighborhood cookout with burger trucks, snow cones, a DJ and inflatables, hosted by the Heath Department of Public Safety. Held October 3, 2023, and October 1, 2024; Tuesday, October 6, 2026, 6 to 8 p.m.

Heath Golf & Yacht Club Turkey Dash

Thanksgiving morning · HGYC Clubhouse

A charity 5K and kids’ 1K run by club residents, open to anyone who registers. Paid entry. Held November 28, 2024, and November 27, 2025; Thursday, November 26, 2026.

Spring & Summer

Independence Day Parade

July 4 · Laurence Dr. to Towne Center Park

A neighborhood parade of floats, golf carts, bikes and patriotic pets, then a program in the park. Free; entrants register. Held 2023, 2024 and July 4, 2026, when it doubled as the park’s grand opening.

Heart of Heath 5K & Family Run

Easter Saturday · Towne Center Park

A chip-timed 5K and family run with games, music and the Easter Bunny, raising money for parks and trails. Paid entry. Started in 1994; held April 19, 2025, and April 4, 2026.

Rush Creek Yacht Club Regattas

Sailing season · Lake Ray Hubbard

Open regattas for registered sailors at a private club; the public can watch free from Terry Park. Held 2023, 2024 and 2025; the fall Chocopalooza is a regular.

Nearby · In Rockwall

Concert by the Lake

Thursdays, May–July · The Harbor, Rockwall

Rockwall’s free lakefront concert series at The Harbor, a short drive north.

Rockwall Founders Day

Mid-May · Rockwall

Rockwall’s birthday festival with an evening country concert.

Rockwall Hometown Christmas

First Saturday of December · Rockwall

The Kiwanis Christmas Parade and tree lighting; in 2026 it falls on the same day as Christmas in Heath.

A small-town calendar

Heath’s events center on Towne Center Park behind City Hall, which reopened in July 2026 after a $12.8 million renovation.

Most are hosted by the City of Heath and free; the Turkey Dash and regattas are run by private clubs.

Dates move for weather, so check heathtx.com before you go.

Timing shown is the usual pattern for each event; exact dates, times and prices change from year to year and should be confirmed with organizers. Event details are from the City of Heath, Blue Ribbon News, the Rockwall Herald-Banner, RunSignUp, Rush Creek Yacht Club and sailing association listings; each Heath event listed was found in at least two years. A City of Heath post lists National Night Out as October 7, but that date is a Wednesday; the city’s event page says October 6. The 2025 National Night Out and July 4 dates weren’t individually confirmed. Specific 2026 regatta dates weren’t confirmed. A Veterans Day ceremony at Rush Creek Yacht Club was confirmed only for 2025, and the Heath Farmers Market hasn’t been held since 2022, so neither is shown. No city-run Easter egg hunt, fall festival or movie series was found. Events under “Nearby” are held in Rockwall, not in Heath; confirm dates with the City of Rockwall. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.

Everything You Need to Know About Heath Schools

What to know about Heath schools:

  • One district. Heath addresses are in Rockwall ISD, including homes with Rockwall 75032 or Forney 75126 mailing addresses. Confirm the campus by address with the district’s attendance lookup
  • The rating. Rockwall ISD earned an A (91) in 2026, up from a B (89) in 2025
  • In town. Rockwall-Heath High School (801 Laurence Dr.), Amy Parks-Heath Elementary (330 Laurence Dr.) and Linda Lyon Elementary (2186 Trophy Dr.) are inside Heath
  • Taxes. Rockwall ISD kept its 2026–27 rate at $1.0669 per $100
  • Recent elections. Voters approved a tax ratification election in November 2025 after rejecting a VATRE and $848.7 million in bonds in 2024

The rating: 2026 ratings are preliminary until TEA’s final release on December 11, 2026. Review the full results at TXschools.gov.

Nearby: State law places Rockwall County in Collin College’s service area.

Want the full breakdown? Read our complete Heath schools guide →

North Texas Market Insider™ · School Explorer

One District for Heath: Rockwall ISD, With a High School on Laurence Drive

Heath addresses are in Rockwall ISD, which earned an A (91) in 2026 and assigns schools by address. Rockwall-Heath High School and two elementary campuses sit inside the city. A Forney or Rockwall mailing address doesn’t change that. Confirm the campus by address.

1public district
A (91)Rockwall ISD, 2026
3campuses in Heath
$1.0669Rockwall ISD rate
Addresssets the campus

Heath addresses Assigned by address

Rockwall ISD

  • ~19,000 students
  • A (91) in 2026
  • Two 6A high schools

District-wide

Serves Heath, the City of Rockwall and much of western Rockwall County. No Heath address was found in another district, including homes with Forney 75126 mailing addresses.

More

District rating: A (91) in 2026, up from a B (89) in 2025, a B (87) in 2024 and a B (88) in 2023.

A Forney mailing address is a postal designation and doesn’t set the school district.

In Heath Grades 9–12

Rockwall-Heath High School

  • Opened 2005
  • UIL 6A
  • IB Diploma

801 Laurence Dr.

Rockwall ISD’s second high school opened in August 2005 and graduated its first seniors in 2008. It competes in UIL Class 6A and offers the IB Diploma Programme.

More

Most Heath addresses are zoned here; confirm by address with the district’s attendance lookup.

In Heath Elementary

Elementary Campuses in Heath

  • Amy Parks-Heath
  • Linda Lyon

Heath

Amy Parks-Heath Elementary is at 330 Laurence Drive, and Linda Lyon Elementary, opened in 2017, is at 2186 Trophy Drive inside Heath Golf & Yacht Club.

More

Pullen Elementary and Cain Middle School on FM 3097 also serve parts of Heath.

Rockwall ISD $1.0669 per $100

Rockwall ISD’s 2026–27 Rate

  • Adopted Aug. 2026
  • Unchanged

District-wide

Trustees kept the rate at $0.7869 for operations and $0.28 for debt, below the no-new-revenue rate.

More

On a $715,000 homestead, the school share is about $6,135 after the $140,000 state exemption.

Rockwall ISD Recent elections

A 2025 Tax Election After a 2024 No

  • VATRE passed 2025
  • Bonds failed 2024

District-wide

In November 2025, voters approved a tax ratification election by 54 to 46 percent. In November 2024 they rejected a VATRE and $848.7 million in bonds.

More

Voters approved $475.8 million in bonds in 2021, which built a fourth middle school that opened in August 2025.

No Rockwall ISD measure was found on the November 3, 2026, ballot.

Rockwall ISD First day Aug. 13

Enrolling & the Calendar

  • Aug. 13, 2026
  • Builder contract OK

District-wide

Rockwall ISD started 2026–27 on Thursday, August 13, 2026. Families building a home can enroll with a signed builder’s contract and a completion letter.

More

One builder’s website lists an out-of-area district by mistake; rely on Rockwall ISD’s own lookup.

Higher Ed By county

Collin College Service Area

  • Collin College
  • Trinity Valley

State law

State law places Rockwall County in Collin College’s service area. The small Kaufman County part of Heath falls in Trinity Valley Community College’s.

More

Ask each college about tuition, campus locations and dual-credit options.

Other Options Family choice

Homeschool & Private Schools

  • Homeschool
  • Private

Texas rules

Texas treats homeschools as private schools. The Fulton School, a private school, is at 1626 Smirl Drive in Heath; directories list different grade spans.

More

No charter campus was found in Heath. Confirm each school’s grades and admissions directly.

Ignore the mailing address

Heath homes can carry Rockwall 75032 or Forney 75126 addresses; both were found to be in Rockwall ISD.

Use the district’s attendance lookup for the campus, not the ZIP code.

The school tax, plainly

On a $715,000 homestead, the school share runs about $6,135 after the $140,000 state exemption.

Owners 65 and older get $60,000 more plus a school tax ceiling.

The rating, said plainly

Rockwall ISD earned an A (91) in 2026, its first A in the four years shown.

Ratings are preliminary until TEA’s final release on December 11, 2026. Review results at TXschools.gov.

Growth without new bonds

Rockwall ISD has no new elementary schools funded since the 2024 bond failed.

New homes at Heath Golf & Yacht Club feed Linda Lyon Elementary.

Accountability ratings are shown at the district level only; campus ratings are intentionally not shown, and campuses are listed by name and address only. Ratings change every year; use TXschools.gov for current ratings. 2026 ratings were released by TEA on August 14, 2026, and are preliminary pending appeals. Ratings for 2023 and 2024 were delayed by litigation and released in 2025. District assignment for Heath is based on builder listings, campus locations and Rockwall ISD attendance-zone records; a parcel-level check of the small Kaufman County part of Heath wasn’t completed. Enrollment figures differ by source and year. The Rockwall-Heath High School and Rockwall High School boundary wasn’t confirmed; campus details are from Rockwall ISD, UIL and the IB organization. Amy Parks-Heath’s grade span differs between directories. Election results are from the Rockwall Herald-Banner and Rockwall ISD. Community college service areas are from the Texas Education Code. The Fulton School’s grade span differs between federal and private directories. School tax examples are illustrations, not quotes. Homeschool rules are from the Texas Education Agency. School district and campus assignment is determined by address and must be confirmed with the district. School information is provided for general reference only and is not a recommendation regarding any school, district, neighborhood or property. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.

North Texas Market Insider™ · Live NTREIS Data

How’s the Heath Housing Market?

Median Sales Price

What Heath homes actually sold for each month. With Buffalo Creek fairway homes, lakefront estates and new construction at Heath Golf & Yacht Club trading side by side, the mix of what sold moves this line as much as the market does.

Read this line first

Heath’s median moves with which homes sold: lakefront estates, golf-course homes or new construction. Zillow’s typical value was about $715,500 in July 2026, down 0.9 percent, while Redfin’s three-month median was about $814,500. Read the trend, not one month.

For sellers

A Cedar Shores lakefront estate, a Buffalo Creek fairway home and a new Heath Golf & Yacht Club build can all land on this one line. The chart is not your comp. Your comps match your size, age, lot, lake frontage and septic or sewer.

For buyers

Texas is a non-disclosure state, so portal prices are models. This is MLS. Ask for the actual comparable sales, plus the take-area sublease, any district assessment, septic status and whether the address is really in Heath.

Charts supplied by NTREIS via 10K Research and Marketing and update automatically. Data reflects residential activity reported to the MLS and may be revised as late-reported sales come in. Heath homes often carry Rockwall 75032 or Forney 75126 mailing addresses, and MLS city fields may not match city limits, so these charts may not match the city boundary. The typical value is Zillow’s for July 2026; the median and days on market are Redfin’s for August 2026. These charts do not separate lakefront, septic or sewer, new construction or resale. Market statistics describe the area as a whole and are not a substitute for a comparative market analysis on a specific property. Texas is a non-disclosure state, so publicly available sale prices elsewhere are estimates rather than recorded figures. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.

North Texas Market Insider™ · Equity Explorer

What a Heath Home Bought in 2015 Is Worth Now

Pick a purchase year and the price fills in. If you own here, type over it with what you actually paid. This calculator runs on the Rockwall County index, the federal repeat-sales measure for Rockwall County, which holds nearly all of Heath. A home bought in 2015 is worth about twice its price on the index, with the biggest jump between 2020 and 2022 and a plateau since.

$

Bought here? Tap the number and enter what you paid.

2015
20092025
Down payment

Estimated equity built —
Paid in 2015—
That same home today—
Down payment—
Appreciation—
Principal paid down—
Rockwall County Texas United States

Federal house price index growth, indexed to the purchase year, where the purchase year equals 100.

A long climb, then a plateau

From 2015 to 2025 the Rockwall County index rose about 98 percent, with the biggest jump between 2020 and 2022.

It peaked in 2024 and slipped 0.9 percent in 2025; Zillow shows Heath values down about 0.9 percent from a year ago.

Why $715,000

Zillow’s typical Heath value was about $715,500 in July 2026. Redfin’s three-month median sale price was about $814,500, pulled up by lakefront and luxury sales.

Type over it with what you paid.

A slower market for sellers

Homes took a median of 85 days to sell in August 2026, up from 74, and Redfin rated Heath “not very competitive.”

Indexes are county-wide, so value any specific property from true comparables.

The tax bill, plainly

A $715,000 homestead pays roughly $9,980 a year to the city, county and Rockwall ISD, about 1.4 percent of value.

Heath Golf & Yacht Club lots add a management district assessment and HOA dues; the district itself levies no tax.

Growth rates are the FHFA All-Transactions House Price Index, annual values 2009 through 2025: Rockwall County, Texas (FRED series ATNHPIUS48397A, base 2000 equals 100, last updated 31 March 2026), the State of Texas (TXSTHPI) and the United States (USSTHPI). State and national figures are annual averages of published quarters. The Rockwall County series recorded 137.19 in 2015, 274.05 in 2024 and 271.67 in 2025. FHFA describes county indices as developmental and subject to revision, and the annual series does not cover 2026. No Heath-specific index was used; ZIP codes 75032 and 75126 also cover parts of Rockwall and Forney. The prefilled dollar figures are derived and illustrative, not published: they apply the Rockwall County index to a $715,000 anchor near Zillow’s typical home value for Heath ($715,469, July 2026). Redfin’s figures are for August 2026; monthly Heath medians swing widely because sales counts are small. The index is built from conforming loans and excludes jumbo lending and all-cash purchases. Equity figures assume a 30-year fixed mortgage at that year’s Freddie Mac annual average rate (2025 approximately 6.60 percent), held to today, with no refinancing, no extra principal and no additional borrowing. They exclude closing costs, property taxes, insurance, maintenance, improvements and selling costs. The tax example uses the City of Heath’s adopted 2025–26 rate of 0.275650, Rockwall County’s adopted 0.2620 for FY2027 and Rockwall ISD’s adopted 1.0669. Heath proposed 0.281436 for 2026–27, which would add about $40; adoption was not confirmed at publication. It assumes a $715,000 appraised value for an owner under 65 with no homestead cap benefit, applying the $140,000 school exemption; the city and county offer no general homestead exemption. For an owner 65 or older, the first-year figure is about $9,240 before tax ceilings take effect. City exemption amounts are from title company tables and should be confirmed with the Rockwall Central Appraisal District. The Heath Golf & Yacht Club management district levies no property tax but assesses lots under annual service and assessment plans; amounts vary by lot. It is an illustration, not a quote. The homestead appraisal cap limits increases in a homestead’s taxable appraised value to 10 percent a year and ends on sale. Confirm taxing units, exemptions and protest deadlines with the Rockwall Central Appraisal District. This is an illustration for general reference, not an appraisal, a comparative market analysis, a valuation or investment advice. Past appreciation does not predict future appreciation. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.

North Texas Market Insider™ · Heath, Texas

Acre Lots, Lake Ray Hubbard and Two Golf Courses, About 20 Miles from Downtown Dallas

Heath is a city of about 11,500 on the southeast shore of Lake Ray Hubbard, just south of Rockwall, built around large lots and very little commercial land. Rockwall’s stores and hospital are about 10 minutes north.

Estimated Off-Peak Drive Time from Central Heath

10minRockwall
15minForney
20minRowlett
35minDowntown Dallas
40minLove Field
50minDFW Airport

Around Town and Beyond

5Towne Center Park
5Tom Thumb & Laurence Dr.
5Buffalo Creek Golf Club
10Terry Park Boat Ramp
10Texas Health Rockwall
15H-E-B & Costco

Estimated minutes off-peak from central Heath. These are planning estimates, so check a live map before relying on any of them.

Room to spread out

Heath’s SF-43 zoning requires 1-acre lots and homes of at least 3,200 square feet, and the city keeps commercial land intentionally limited.

Half-acre and smaller districts exist too, and a zoning rewrite is under way.

The lake and two golf courses

Terry Park has a two-lane boat ramp, and Rush Creek Yacht Club regattas can be watched from shore.

Buffalo Creek is a public daily-fee course; Heath Golf & Yacht Club is private.

A city investing in itself

The $12.8 million Towne Center Park reopened July 4, 2026, with pickleball, basketball and a stage.

Two new public safety stations for Heath’s cross-trained police, fire and EMS department are under way.

What’s being built

Heath is drilling six city water wells; the first reached water in March 2026.

The final phase of Hubbard Drive is due by December 2026, and Terry Lane was rebuilt this year.

The trade-offs, said plainly

Heath has one grocery store, no hospital and no DART; most errands mean a drive into Rockwall, and I-30 work runs into 2028.

A $715,000 homestead pays roughly $9,980 a year, and the city proposed a 13.4 percent levy increase for 2026–27.

Lake and lot costs add up

Heath’s shoreline sublease costs $600 the first year and $350 a year, versus $200 and $100 in Rockwall.

Some acre lots use septic, and Heath Golf & Yacht Club lots carry district assessments.

Drive times are planning estimates from central Heath, not live traffic; check a live map before you rely on them. Rush-hour times can run much longer, especially during I-30 construction. The 20-mile distance to downtown Dallas is the Heath Golf & Yacht Club developer’s figure. Zoning figures are from the Heath Code of Ordinances, which is being rewritten. Park, water, road and public safety details are from the City of Heath; well output and completion dates are city projections. Take-area fees are from the City of Heath’s 2026 fee schedule and the City of Rockwall’s takeline rules. Tax figures: Heath’s $0.27565 was adopted for 2025–26; its proposed 2026–27 rate of $0.281436 and the 13.4 percent levy increase come from the city’s budget notice, and adoption wasn’t confirmed at publication. The tax example is the illustration from our equity widget and excludes management district assessments. Heath isn’t served by DART; the nearest rail is in Rowlett. Population is the Census Bureau’s July 2024 estimate (11,499); the 2020 census counted 9,769. No crime, school ranking or flood zone claims are made. This information is provided for general reference and is not a representation about any specific property, commute or future development outcome. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.

North Texas Market Insider™ · Heath FAQ

Heath Frequently Asked Questions

Answered with verified specifics, from mailing addresses, taxes and senior breaks to lake subleases, septic, water wells and Heath Golf & Yacht Club assessments.

01Does a Forney or Rockwall mailing address change my school district in Heath?

No. Every Heath address checked, including homes with Forney 75126 and Rockwall 75032 mailing addresses, is in Rockwall ISD. A mailing address is a postal designation, not a school or city boundary.

Rockwall ISD earned an A (91) in TEA’s preliminary 2026 ratings. Three of its campuses are inside Heath: Rockwall-Heath High School on Laurence Drive, Amy Parks-Heath Elementary and Linda Lyon Elementary in Heath Golf & Yacht Club.

The specific campus depends on the address, so confirm it with the district’s attendance lookup before you write an offer, especially in the small Kaufman County part of Heath.

02What does a $715,000 Heath homestead pay in property taxes each year?

For an owner under 65, roughly $9,980 a year, or about 1.4 percent of value.

That’s about $1,970 to the City of Heath at its adopted 2025–26 rate of $0.27565 per $100, about $1,873 to Rockwall County at $0.2620, and about $6,135 to Rockwall ISD at $1.0669 after the $140,000 school exemption. The city proposed $0.281436 for 2026–27, which would add about $40.

Heath and Rockwall County offer no general homestead exemption, so only the school bill gets a break. Homes in Heath Golf & Yacht Club also carry a management district assessment and HOA dues. Treat this as an illustration and check the tax certificate.

03How do the city, county and school district treat Heath owners over 65?

Rockwall ISD gives the biggest break: the $140,000 general exemption plus $60,000 more for owners 65 or older or disabled, with a school tax ceiling that freezes the school bill.

Rockwall County adds a $35,000 over-65 exemption with its own ceiling. Title company tables show the City of Heath offering a $3,000 over-65 exemption and a tax ceiling for seniors and disabled owners; confirm the current amounts with the Rockwall Central Appraisal District.

On a $715,000 home, the first-year bill for an owner 65 or older runs about $9,240, and the ceilings keep it from rising after that unless you make major improvements.

04What does it cost to lease the shoreline behind a Heath lakefront home?

The land between a lakefront lot and Lake Ray Hubbard belongs to the City of Dallas, which leases this take area to Heath under a 2004 agreement. Heath then subleases it to adjacent owners.

Heath’s 2026 fee schedule sets the sublease at $600 for the first year and $350 a year after that, with a $200 fee when ownership transfers. That’s more than Rockwall’s $200 and $100.

You need the sublease before Heath will issue permits for most improvements in the take area. Ask the seller for the current sublease and any permits for existing docks, and budget for the transfer when you close.

05What can I build on the take area behind a Heath home?

Heath’s Lake Edge zoning, adopted in 2006, limits boat facilities to one fixed pier per lot, paired with either a boathouse, a dock deck or a lakeside gazebo.

Every structure needs written approval from Heath and a city building permit, and Dallas permit rules call for plans sealed by a Texas professional engineer. Heath enforces its ordinances in the take area and up to 40 feet into the lake.

Existing docks may not meet current rules, so ask for the permit history before you buy. If you plan to add or replace a boathouse, talk with Heath’s building department first, and get a contractor experienced with Lake Ray Hubbard.

06How big does a lot have to be in Heath?

It depends on the zoning district. Heath’s SF-43 district requires a 1-acre lot and a home of at least 3,200 square feet, with a 100-foot minimum width and a 50-foot front setback.

The SF-22 district allows half-acre lots, and SF-15 allows 15,000 square feet. Planned developments such as Heath Golf & Yacht Club can vary. The city’s plan aims for about one home per acre overall, but says not every lot must be an acre.

Heath is rewriting its zoning ordinance, first adopted in 2005, so check current rules with the city before buying land to subdivide or build an accessory structure.

07Is my Heath home on septic or city sewer?

Most homes are on City of Heath sewer, but some larger lots use septic systems. City code doesn’t allow septic on lots under 1 acre, so septic is found only on acre-plus properties.

Ask the seller directly and look for a septic permit or service records. If the home has a septic system, order a septic inspection during your option period; repairs or replacement can be expensive, and system size limits how much you can add on.

City sewer is billed by winter averaging, with a base charge of about $63.70 plus a charge per 1,000 gallons of water used, according to the city’s example.

08How do I start water and sewer service in Heath?

Water, sewer and trash are billed by the City of Heath. The new-customer deposit is $325 for the combined account.

Heath buys treated water from the City of Rockwall, which gets it wholesale from the North Texas Municipal Water District. Rates rose 25 percent in fiscal 2026 as the city invests in its own supply.

Gas service comes from Atmos Energy and is set up separately. Electricity depends on the address: confirm whether a home is served by Oncor, where you choose a retail plan, or by Farmers Electric Cooperative, where you don’t. Ask the seller for recent bills to estimate costs.

09Why is Heath drilling its own water wells?

To add a supply of its own. Heath doesn’t buy directly from the regional water district; it buys treated water through the City of Rockwall. The city’s water plan calls for six wells, along with new storage.

Well No. 1 at Towne Center Park reached water in March 2026 and is expected to supply up to 1 million gallons a day by summer 2027. Another well is under construction on Governors Boulevard, and more are starting.

The plan also includes a 1.5-million-gallon elevated tank and a 3-million-gallon ground tank. Supply through Rockwall and the regional district grew from 5.5 million to 7 million gallons a day, according to the city.

10Which electric company serves a Heath home?

It depends on the address. The City of Heath lists Oncor for outages and streetlights, and Farmers Electric Cooperative also serves parts of Rockwall and Kaufman counties.

In Oncor areas, you choose a retail electric provider at PowerToChoose.org. Farmers Electric members buy power from the co-op, so retail choice generally doesn’t apply.

Farmers Electric has a local tie: it was organized at a 1936 meeting in the Heath schoolhouse. Before closing, confirm the provider with the seller’s bill or the providers’ service maps, and set up service a week or so ahead of your move.

11What is the Heath Golf & Yacht Club management district?

Heath Golf & Yacht Club sits in Club Municipal Management District No. 1. According to its counsel, the district doesn’t levy a property tax.

Instead, lots carry special assessments under annual service and assessment plans, with separate versions for the Rockwall County and Kaufman County parts. A third-party administrator handles the billing, and amounts vary by lot and phase.

Builders sometimes quote a combined “tax rate” that folds in the assessment; that isn’t an official rate. Ask for the assessment payoff and annual installment for the specific lot, plus HOA dues of about $720 a year, before you write an offer.

12Is Heath in Rockwall County or Kaufman County?

Mostly Rockwall County. The city’s financial report describes Heath as being in southwestern Rockwall County and northern Kaufman County, and Census figures put about 0.31 square miles in Kaufman County.

The county matters for your appraisal district and county tax rate. Rockwall County homes are appraised by the Rockwall Central Appraisal District; Kaufman County parcels are generally appraised by Kaufman’s district.

Heath Golf & Yacht Club’s assessment plans have separate Rockwall and Kaufman versions. Check the county on the appraisal record for any address, since mailing addresses in Heath can say Rockwall or Forney.

13How far is Heath from downtown Dallas, and is there transit?

Heath Golf & Yacht Club’s developer puts it about 20 miles east of downtown Dallas, and Buffalo Creek Golf Club describes itself as about 30 minutes away. Plan on 30 to 45 minutes depending on traffic.

Most commuters reach I-30 through Rockwall on FM 740 (Ridge Road) or SH 205, or head south toward US 80. The I-30 rebuild through Rockwall County is projected to run into 2028.

Heath has no DART service; the nearest rail is the Blue Line in Rowlett. STAR Transit offers curb-to-curb rides across Rockwall County, booked ahead or on demand. Test your commute at rush hour before you commit.

14Where is the closest hospital to Heath?

Heath has no hospital of its own. The closest is Texas Health Presbyterian Hospital Rockwall at 3150 Horizon Road in Rockwall, near I-30, with a 24-hour emergency department.

Baylor Scott & White–Lake Pointe in Rowlett, across the lake, is another full-service option. Larger medical centers in Dallas and Garland are farther west.

For emergencies, call 911; Heath’s Department of Public Safety provides police, fire and emergency medical response. For routine care, residents use clinics and practices along Ridge Road and I-30 in Rockwall. Save the hospital’s address in your phone when you move in.

15Is there a grocery store inside Heath city limits?

Inside Heath, the main option is Tom Thumb at 551 Laurence Drive, the only full grocery store found in the city. Heath keeps commercial land intentionally limited.

For bigger trips, residents drive north into Rockwall: an H-E-B opened at 1600 E. I-30 in October 2025, and Costco is at 1225 SH 276. Both are roughly 15 minutes from central Heath.

Laurence Drive and Smirl Drive also have takeout spots and a handful of restaurants, and Standard Service on Ridge Road is the city’s anchor restaurant. Expect to drive for most errands.

16Are Heath home prices rising or falling right now?

Prices are roughly flat, and buyers have more room. Zillow’s typical Heath value was about $715,500 in July 2026, down 0.9 percent from a year earlier.

Redfin’s three-month median sale price was about $814,500 in August 2026, pulled up by lakefront and luxury sales. Homes took a median of 85 days to sell, up from 74, and Redfin rated Heath “not very competitive.”

With mortgage rates near 7.28 percent in early October 2026, sellers need to price to recent sales, and buyers can often negotiate on price, repairs or closing costs. Monthly medians swing because Heath has few sales each month.

17Which builders are working in Heath Golf & Yacht Club?

Heath Golf & Yacht Club is the city’s main new-construction community, a 787-acre master plan planned for about 1,200 homes around a private golf club.

Active builders include Grand Homes, listed from the $730s to $1.2 million; Beazer Homes, from the $560s; CastleRock Communities; and Direct Residential Communities, which builds townhomes on Governors Boulevard.

Prices change often, so ask each builder for a current price sheet. Confirm the lot’s management district assessment, HOA dues and any club membership terms, and hire your own inspector for pre-drywall and final inspections.

18How does Heath provide police, fire and EMS?

Heath uses a combined Department of Public Safety, whose officers are cross-trained in police, fire and emergency medical work, a model the city has used for years.

The city is building two new public safety stations, one at 300 Chris Cuny Boulevard and one at 1284 FM 740, under a design-build contract. The city reported in September 2026 that both remained on schedule and on budget.

The stations are part of a $30 million bond program that also funded a Public Works facility and the Towne Center Park renovation, with the Heath Municipal Benefits Corporation covering part of the cost. For emergencies, always call 911.

19What community events does Heath hold during the year?

Christmas in Heath brings a tree lighting, Santa, a miniature train and school choirs to Towne Center Park; in 2026 it’s Saturday, December 5. The July 4 parade of floats, golf carts and bikes runs down Laurence Drive to the park.

The Heart of Heath 5K, started in 1994, runs on Easter Saturday to raise money for parks and trails. National Night Out in October brings a free cookout to City Hall.

Heath Golf & Yacht Club residents host a Thanksgiving Turkey Dash open to registered runners, and Rush Creek Yacht Club regattas can be watched free from Terry Park.

20How large a loan can a Heath buyer get with FHA or conforming financing?

For 2026, the FHA limit for a one-unit home in Rockwall County is $563,500, and the conforming limit is $832,750. Because many Heath homes sell for more, larger purchases often need a jumbo loan or a bigger down payment.

Freddie Mac’s 30-year average was 7.28 percent on October 1, 2026. On a $715,000 purchase with 20 percent down, principal and interest would run about $3,900 a month before taxes, insurance and HOA dues.

No city or county down payment program was found, but statewide TSAHC and TDHCA programs have income and price limits. The 2027 loan limits are usually announced in late November.

Answers were verified as of October 2026 from the City of Heath, Rockwall County, the Rockwall Central Appraisal District, Rockwall ISD, the Texas Education Agency, the Heath Code of Ordinances, the Census Bureau, Winstead Special Districts, builder sites, Zillow, Redfin, Freddie Mac, FHA and FHFA, and 2025–2026 local reporting. Rates, fees, providers and hours change; verify anything you intend to rely on. Heath’s 2026–27 tax rate was proposed at $0.281436 and its adoption wasn’t confirmed at publication; tax figures use the adopted 2025–26 rate and are illustrations, not quotes. School ratings are preliminary until TEA finishes appeals. City senior exemption amounts are from title company tables. The electric provider, septic status and Kaufman County status must be confirmed for each property. Drive times are estimates, and the I-30 dates are projections. This is general information, not legal, tax, lending, insurance, environmental or engineering advice. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.

North Texas Market Insider™ · Heath

Every Number You Need in Heath

Verified numbers and links for Heath. Two things will catch you out: your mailing address may say Rockwall or Forney, so check the county and appraisal district on the record; and lakefront living means a city sublease before any dock permit. Start with the green first-week cards; county offices are in blue, health care in red and anything outside town in purple.

Do this first

Start Water, Sewer & Trash

Sign up online with the city. The deposit is $325, can be split over two months and is refundable after 12 months in good standing.

972-771-6228, option 2 200 Laurence Dr.
Do this first

Homestead Exemption – Rockwall CAD

File your homestead exemption and check every taxing unit on your account, including any management district.

972-771-2034 841 Justin Rd., Rockwall
Do this first

Check Your Electric Provider

Parts of Heath are Oncor territory, where you shop plans at PowerToChoose.org; parts are served by Farmers Electric Cooperative. Confirm by address.

Oncor outages: 888-313-4747 Farmers Electric: 903-455-1715
Do this first

Rockwall ISD Enrollment

Heath addresses are in Rockwall ISD, including Forney 75126 mailing addresses. Look up the campus by address.

972-771-0605 1050 Williams St., Rockwall
Do this first

Heath Alerts

Text 75032 to 888777 for Heath Nixle alerts, and HEATH to 91896 for city text updates on construction and utilities.

Text 75032 to 888777 Text HEATH to 91896
Lakefront

Take Area Sublease Program

Lakefront owners sublease the Dallas-owned shoreline through the city: $600 the first year and $350 a year after that.

972-771-6228, option 8 200 Laurence Dr.
Before you buy

FEMA Flood Map

Check any lakefront or creek-side parcel, and ask for an elevation certificate.

msc.fema.gov
Before you buy

Septic Permits

Some acre-plus lots use septic systems. Ask Planning & Development who issues and inspects septic permits for the address.

972-771-6228, option 3 200 Laurence Dr.
Vehicles

Rockwall County Tax Office

Vehicle registration and titles for Rockwall County residents.

972-204-6130 1101 E. Yellowjacket Ln., Ste. 110, Rockwall
Elections

Rockwall County Elections

Voter registration and polling locations.

972-204-6200 1101 E. Yellowjacket Ln., Ste. 150, Rockwall
Library

Rockwall County Library

Heath has no city library; residents use the county’s.

972-204-7700 1215 E. Yellowjacket Ln., Rockwall
Preparedness

Rockwall County Emergency Management

County alerts (text RCOEM to 888777), burn bans and disaster recovery.

972-204-7080 915 Whitmore Dr., Rockwall
Kaufman County

Kaufman Central Appraisal District

Appraisal and homestead exemptions for the small Kaufman County part of Heath.

972-932-6081 3950 S. Houston St., Kaufman
Kaufman County

Kaufman County Tax Office – Forney

The nearest Kaufman County tax and vehicle registration branch, weekdays 8 a.m. to 4:30 p.m.

469-376-4600 200 E. Main St., Forney
Driver License

Texas DPS Driver License

New residents need a Texas license; book an appointment online before you go.

dps.texas.gov
City Hall

Heath City Hall

City Secretary, City Manager and open records requests; open weekdays 8 a.m. to 5 p.m.

972-771-6228 200 Laurence Dr.
Permits

Planning & Development (OpenGov)

Permits, inspections, contractor registration and zoning, plus dog permits and alarm registration, renewed each January 1.

972-771-6228, option 3 200 Laurence Dr.
Billing

Utility Billing

Water, sewer and trash billing through the city’s new OpenGov system; old autopay accounts must be set up again.

972-771-6228, option 2 200 Laurence Dr.
Streets

Public Works

Streets, right-of-way and road projects, including the final phase of Hubbard Drive.

972-771-6228, option 4
Public Safety

Department of Public Safety

Heath’s combined police, fire and EMS department. The non-emergency line also takes after-hours water emergencies.

972-771-7724 200 Laurence Dr.
Court

Heath Municipal Court

Citations, fines and the driving safety course.

972-961-4877 200 Laurence Dr.
Recreation

Park Reservations

Reserve pavilions, fields and pickleball courts online; parks are open 6 a.m. to 10 p.m.

972-961-3067
Requests

MyHeath Service Requests

Report potholes, park issues and water questions online or through the MyHeath app.

Online
Pets

Rockwall Animal Adoption Center

The shelter serving Heath and Rockwall; dog permits are filed through Heath’s OpenGov portal.

972-771-7750 1825 Airport Rd., Rockwall
Business

Heath Economic Development Corp.

Business recruitment and retention; with the Heath Municipal Benefits Corporation, it funds parks and city projects from sales tax.

heathtxedc.com
Gas

Atmos Energy

Natural gas service; it isn’t on the city bill. Gas leak? Leave, then call 866-322-8667 and 911.

888-286-6700
Trash

Trash & Recycling – Waste Connections

A 94-gallon trash cart and 95-gallon recycling cart, brush pickup the first and third Mondays and household hazardous waste pickup on Wednesdays.

972-289-6714
Water

Watering Schedule

Year-round rules allow watering twice a week on assigned days and never from 10 a.m. to 6 p.m.; fines run $150 to $500.

heathtx.com/water-wise
Before you dig

Texas 811

Free utility line locates before you dig for fences, pools or docks.

811
Internet

Check Internet by Address

Providers vary street by street; check the FCC broadband map and each provider’s address tool.

broadbandmap.fcc.gov
Lake

Terry Park

A lakeside park with a two-lane boat ramp, two courtesy docks, trails, a pavilion and a playground.

972-961-3067 599 Terry Ln.
Parks

Towne Center Park

Heath’s renovated central park, with an event lawn, splash fountain, pickleball courts and fields.

972-961-3067 Behind City Hall
Trails

The Reserve, Paw Grounds & Antigua Bay

70-plus acres of nature trails at The Reserve, a dog park on Laurence Drive and a neighborhood park on Scenic Drive.

972-961-3067 Chris Cuny Pkwy. · 305 Laurence Dr. · 610 Scenic Dr.
Sailing

Rush Creek Yacht Club

A private sailing club founded in 1969; youth and adult sailing classes don’t require membership.

972-771-6500 320 Rush Creek Dr.
Golf

Buffalo Creek Golf Club

A public daily-fee course with a grill and full bar.

buffalocreekgc.com 624 Country Club Dr.
Hospital

Texas Health Presbyterian Hospital Rockwall

The nearest full-service hospital, with a 24-hour emergency department.

469-698-1000 3150 Horizon Rd., Rockwall
Hospital

Baylor Scott & White–Lake Pointe

An acute-care hospital across the lake in Rowlett.

972-520-8000 6800 Scenic Dr., Rowlett
Help lines

Poison Control, 988 & 211

Poison Control 1-800-222-1222; 988 for the Suicide & Crisis Lifeline; 211 for Texas health and social services.

1-800-222-1222
Transit

STAR Transit

Curb-to-curb rides across Rockwall County, booked ahead or on demand. Heath has no DART service.

startransit.org
Tolls

NTTA TollTag

TollTag accounts for the Bush Turnpike and other regional toll roads.

972-818-6882
College

Collin College

State law places Rockwall County in Collin College’s service area; ask about tuition and campus locations.

collin.edu
Buying

TSAHC & TDHCA Homebuyer Programs

State down payment and mortgage credit certificate programs through participating lenders, with income limits.

tsahc.org tdhca.texas.gov

Links, phone numbers and addresses verified October 2026 against the City of Heath (utility services, billing, alerts, the take-area sublease program, permits, public works, public safety, municipal court, parks, trash and water rules), the Rockwall Central and Kaufman Central appraisal districts, Rockwall County, Kaufman County, Rockwall ISD, the Rockwall Animal Adoption Center, Rush Creek Yacht Club, Baylor Scott & White, Oncor, Atmos Energy and Farmers Electric Cooperative, and subject to change; if something has moved, tell me and I will correct it. Electric service in Heath is split between Oncor and Farmers Electric Cooperative; confirm the provider, county and every taxing unit by address. Several items could not be fully confirmed and are flagged rather than presented as certain: the $325 deposit is from the city’s utility page, and the 2026–27 fee schedule wasn’t reviewed; the city’s parks page lists Towne Center Park at 1000 Festival Street, while older city materials place it at 200 Laurence Drive; who issues septic permits inside city limits wasn’t confirmed; the public safety front office is expected to move to the new station at 300 Chris Cuny Boulevard, with no date announced; and the DPS, NTTA, STAR Transit, Collin College, TSAHC, Texas 811 and FEMA links weren’t individually checked this round. The take-area transfer fee wasn’t found in the current fee schedule excerpt. No short-term rental ordinance was found; ask Planning & Development. No individual internet providers or urgent care clinics are listed because none were confirmed. Several services are not in Heath and are listed under where you actually go: the appraisal districts, county offices, library, shelter and hospitals are in Rockwall, Kaufman, Forney and Rowlett. Listings are provided for general reference and are not endorsements; I receive no compensation from any organization named. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.

North Texas Market Insider™ · Your Local Expert

Your Heath Real Estate Expert

Heath, a city of 9,769 at the 2020 census, sits on the southeast shore of Lake Ray Hubbard just south of Rockwall, with large lots, two golf courses and very little commercial land. Its homes range from Buffalo Creek fairway streets and custom lakefront estates to new construction at Heath Golf & Yacht Club. Buying here is about the lake sublease, septic and water, and what the mailing address doesn’t tell you. I sort out the details that matter here, and the awkward parts are named.

Bobby Franklin, REALTOR® TREC #0805459 Legacy Realty Group – Leslie Majors Team NTREIS MLS Access
01

Lakefront Means a City Sublease

The shoreline behind a Heath lakefront lot belongs to Dallas; Heath subleases it for $600 the first year and $350 a year, more than Rockwall charges. Docks follow Heath’s Lake Edge rules and need a permit. I get the seller’s sublease and permits before you write an offer.

02

Your Mailing City May Not Be Your City

Heath homes carry Rockwall 75032 or Forney 75126 addresses, and a small piece of Heath sits in Kaufman County with its own appraisal district. Every address checked is in Rockwall ISD. I pull the taxing units on the appraisal record before quoting taxes.

03

No General Homestead Break From City or County

A $715,000 homestead pays about $9,980 a year, and only the school bill gets the $140,000 exemption. The city proposed a rate that would add about $40 and a 13.4 percent levy increase. Owners 65 and older get exemptions and tax ceilings.

04

Big Lots Often Mean Septic

Much of Heath is zoned for acre-plus lots, and some use septic systems. Building new? Budget for water and sewer impact fees of about $2,087 and $3,940 for a standard meter. I order a septic inspection during the option period.

05

Heath Golf & Yacht Club: Assessments, Not a Tax

The club’s management district levies no property tax but assesses each lot. HOA dues run about $720 a year. Ask for the assessment payoff and annual installment on any home there, new or resale.

06

Water Is the Constraint

Heath buys water through Rockwall, with a daily limit of 7 million gallons, and is drilling its own wells. Watering is limited to twice a week, never 10 a.m. to 6 p.m., and water and sewer rates rose about 25 percent in 2025.

07

I Will Tell You Not to Buy It

Heath has real trade-offs: one grocery store, no hospital, no DART, higher prices than Rockwall and water rules that limit lawns. Many homes sell above the $832,750 conforming limit, so plan on jumbo financing. If that’s a dealbreaker, you will hear it from me first.

Six things worth knowing before you start looking here

Check the county and taxing units on the appraisal record, not the mailing address. Second, confirm the electric provider, Oncor or Farmers Electric. Third, on lakefront homes, collect the take-area sublease and dock permits. Fourth, ask whether the home is on septic and get it inspected. Fifth, at Heath Golf & Yacht Club, get the assessment payoff and HOA documents. And sixth, file your homestead exemption with Rockwall CAD or Kaufman CAD, whichever serves the address.

Financing — four lenders I trust
Andrew Bryan, mortgage loan officer with Miramar Mortgage
Andrew Bryan Miramar Mortgage andrewthelender.com
Jennifer Nelson, mortgage loan officer with Eustis Mortgage
Jennifer Nelson Eustis Mortgage eustismortgage.com
Rachael Carter, mortgage loan officer with My TX Mortgage Team
Rachael Carter My TX Mortgage Team mytxmortgageteam.com
Taylor Fruge, mortgage loan officer with Lower Mortgage
Taylor Fruge Lower Mortgage lower.com

Heath-specific things to raise with all four. Freddie Mac’s 30-year average was 7.28 percent on October 1, 2026, so ask about rate locks, buydowns and builder incentives. The 2026 conforming limit is $832,750 and the FHA limit for Rockwall County is $563,500, so ask about jumbo loan terms on higher-priced homes. No Heath-specific buyer program was found; ask about TSAHC and TDHCA statewide programs. At Heath Golf & Yacht Club, make sure the lot assessment is in the payment estimate. I recommend these lenders based on their expertise and service. I do not receive compensation for referrals.

Ready to talk, or just have a question?

Either is fine. I answer my own phone, and you will never be routed to a call center or handed to a junior agent. Send me an address and I will tell you which county and appraisal district it’s in, who supplies its electricity, whether it’s on septic, whether it carries a district assessment or mandatory HOA, what the lake sublease costs and what the tax bill looks like.

Bobby Franklin, REALTOR® · Legacy Realty Group – Leslie Majors Team · 214-228-0003 · northtexasmarketinsider.com

Information on this page is provided for general reference and is not legal, tax, insurance, environmental, engineering or lending advice. The tax example is an illustration using the City of Heath’s adopted 2025–26 rate of $0.27565, Rockwall County’s adopted $0.2620 for FY2027 and Rockwall ISD’s adopted $1.0669, applying the $140,000 school exemption for an owner under 65; the city’s proposed 2026–27 rate of $0.281436 and 13.4 percent levy increase are from its budget notices, and adoption wasn’t confirmed at publication. It excludes management district assessments; it is not a quote. Take-area fees are from Heath’s sublease program and fee schedule; Rockwall’s are from its takeline rules. Senior exemption amounts are from title company tables and should be confirmed with the appraisal district. Impact fees are from the City of Heath’s fee schedule. Water supply, watering rules and rate changes are from the City of Heath; the city’s budget and utility pages give the rate increase as 24 and 25 percent. Heath Golf & Yacht Club HOA dues are from builder materials. The FHA limit is from lender tables and should be confirmed with HUD; the conforming limit is FHFA’s 2026 limit. The mortgage rate is Freddie Mac’s Primary Mortgage Market Survey for 1 October 2026. School district assignment is determined by address. All real estate services are provided through Legacy Realty Group. Equal Housing Opportunity.

Bobby Franklin Realtor®

Bobby Franklin

Realtor®

Serving DFW | Ellis County
16 Northgate Dr. Ste 100

Waxahachie, TX 75165

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