Perfect credit. Twenty-five percent down. Still denied. Fannie and Freddie Won’t Finance Neglected Condos, and most North Texas buyers have no idea. Last updated: August 13, 2026. Educational content only. Not legal, tax, lending, or insurance advice. Consult qualified professionals about your specific transaction. A buyer with a 780 credit score, 25 percent down, two years of verified income,...
By Bobby Franklin, REALTOR® | Legacy Realty Group – Leslie Majors Team | North Texas Market Insider Last updated: August 10, 2026 Yes. An HOA can foreclose on your home in Texas. It can do it to a homestead and even while you are current on your mortgage. Interestingly, it is happening more and more often every quarter. But here is the part the viral headlines miss, and it is the part that...
Here’s the reality most agents won’t tell you: choosing the right neighborhood in North Texas isn’t just about square footage and school districts. The HOA governing your property can determine whether you’re building a dream life or fighting bureaucratic battles for the next decade. I’ve watched buyers stumble into HOA nightmares that could’ve been avoided with proper intelligence...
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