Federal Reserve

By Bobby Franklin, REALTOR® | North Texas Market Insider™ | Legacy Realty Group – Leslie Majors Team | Last updated September 17, 2026 At 2 p.m. on September 16, 2026, the Federal Reserve raised interest rates for the first time since 2023, and the bond market barely flinched. Mortgage News Daily reported that the hike had been almost entirely priced in, so bonds held steady through the...

Somewhere in North Texas right now, maybe right here in Ellis County, a homeowner is sitting at the kitchen table, watching the inflation headlines, and asking the question I hear more than almost any other: “Is this a terrible time to sell?” It’s a reasonable question. The April 2026 CPI report dropped with headline inflation running at 3.8% year over year, the hottest annual reading since...

The Federal Reserve just held rates steady in March 2026. And I want to tell you something that most agents in this market are not going to say out loud: This is the moment you’ve been waiting for and most sellers are going to miss it. Not because the market is exploding. Not because rates dropped to 3%. Not because buyers are lining up around the block the way they were in 2021. The opportunity...

Listen, while every real estate agent in DFW is copying and pasting the same headlines about Trump's mortgage announcement, I'm going to tell you what's actually happening and what it means for your wallet if you're buying in Ellis County, Tarrant County, or anywhere across North Texas. On January 8th, President Trump dropped what looks like a bombshell: directing Fannie Mae and Freddie Mac to purchase...

Episode 3 of 5: The Stranger Things Market Intelligence Series In Stranger Things, the Mind Flayer is an invisible entity from the Upside Down that controls everything through a vast psychic network. You can’t see it directly, but its influence is everywhere, people moving in unison, behaviors synchronized, entire systems responding to its unseen commands. The Federal Reserve operates exactly...

Chaos is opportunity, and right now, the housing finance world is about to get very chaotic. President Trump’s administration just dropped a 50-year mortgage proposal and is actively selecting a new Federal Reserve chair. Both moves could dramatically reshape what you pay monthly, and what you actually own at the end. Let’s break down the real story, because understanding this NOW puts you five...

The Five Candidates, What Each Means for Ellis County Home Buyers, and Why This Decision Matters More Than Any Interest Rate Announcement Here’s something most North Texas real estate agents won’t tell you: the biggest factor determining your mortgage payment in 2026 isn’t listed in the MLS. It won’t show up in property disclosures. And it’s not something your lender can lock in for you...

The Question Everyone’s Asking (But Few Understand) If you’ve been waiting to buy a home, you’ve probably wondered: “Why doesn’t the Federal Reserve just lower mortgage rates and fix this housing mess?” It’s a fair question. After all, the Fed controls interest rates, right? They raised them to fight inflation, so why can’t they just… lower them for mortgages specifically? The...

Federal Reserve Chair Jerome Powell just dropped a signal that has financial markets buzzing, and most real estate agents completely misunderstanding what it means for mortgage rates. Let me give it to you straight: The Fed is about to stop shrinking its balance sheet. But if you think that means mortgage rates are about to plummet, you’re reading the wrong playbook. Here’s what’s actually...

“Chaos is the new cocaine” - and if that’s true, then the 2025 housing market is giving everyone a massive hit. Listen, I’ve been tracking this market like it’s a corporate chess game, and here’s what I’m seeing that most agents are missing: we’re not dealing with a normal market cycle. We’re witnessing a fundamental disruption of how real estate economics work. While everyone else is...