March 2026

For the first time since Q3 2020, more American homeowners carry a mortgage rate above 6% than carry one below 3%. According to Redfin’s analysis of FHFA National Mortgage Database data, 21.2% of mortgaged homeowners held a rate at 6% or higher in Q3 2025, the largest share since 2015. Meanwhile, the share carrying a sub-3% rate fell to 20.0%, the lowest level since late 2021.

The Mortgage Lock-In Era Is Ending And North Texas Is Where You’ll Feel It First

New Redfin Data Confirms a Historic Shift in the U.S. Mortgage Market. Here’s What It Means for DFW Buyers, Sellers, and the Inventory Equation in 2026. Something just happened in the U.S. mortgage market that hasn’t happened in five years. For the first time since Q3 2020, more American homeowners carry a mortgage rate above 6% than carry one below 3%. According to Redfin’s analysis of...

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Mortgage Rates Just Dropped Below 6% - Here’s What That Actually Means If You’re Buying or Selling in North Texas Right Now

Mortgage Rates Just Dropped Below 6% For First Time Since 2022

What Falling Rates, Rising Inventory, and a Thawing Market Mean for DFW Homebuyers and Sellers Heading into Spring 2026 Let me be direct with you. Most of what you’re reading about mortgage rates right now is noise. National headlines, vague optimism, “now might be a great time to buy!” clickbait from real estate portals that have never stepped foot in Ellis County, never driven...

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