Trusted Roofers In DFW
Every roofer on this page earned their spot through a personal relationship, direct observation of their work, and a standard of character I’d stake my name on. No pay-to-play. No referral fees. Just people I trust enough to send my own clients to, knowing my reputation walks in the door with them.
The North Texas Roofing Market, by the Numbers
Your roof probably has hail damage right now. You just can’t see it from the driveway.
Hail bruises shingles rather than breaking them, displacing the protective granule layer and weakening the material underneath without leaving obvious signs. That damage compounds with every rain cycle and every 100-degree Texas summer day until it becomes a leak. By then the decking may already be wet. North Texas gives this scenario more opportunities than anywhere else in the country.
Tornado Alley
Most tornado roof damage in North Texas never gets inspected. Here’s why that matters.
An EF-2 tornado tears roofs off well-built homes, but even weaker EF-0 and EF-1 events lift shingles and loosen flashing in ways that look fine from the ground but fail months later. North Texas sits directly in the highest-frequency tornado corridor in the state, which means the cumulative damage to roofs here builds year over year whether homeowners notice it or not.
Most North Texas homeowners don’t think about their roof when a freeze hits. Winter Storm Uri changed that permanently and the numbers explain exactly why your premiums haven’t recovered since.
Ice weight, frozen pipe bursts, and falling tree limbs all create roof damage that doesn’t appear until weeks later. Long after the insurance clock has started ticking. Texas law gives you only one year from the date of damage to file a claim. Miss that window on freeze damage you didn’t know existed and you’re paying out of pocket.
What Bad Roofing Actually Costs You
The financial exposure from a bad roofing decision runs deeper than the repair itself.
•That cost doesn’t disappear, it gets redistributed to policyholders as higher premiums
•The median Texas homeowner paid 60% more for home insurance in 2024 than in 2019, more than double the national rate of increase
A standard roof replacement might run around $15,000. Fraudulent claims on the same job have been documented at $25,000 or more, including one documented case where an insurer paid $25,000 to replace a roof that had five damaged shingles repairable for $450.
Contractor Longevity – Why It Matters for Your Warranty:
•80% of roofing contractors fail within the first two years
•96% are out of business within five years
•A warranty is only as good as the company still existing to honor it
The most expensive roofing mistake North Texas homeowners make isn’t hiring the wrong contractor. It’s not realizing the damage that contractor left behind until it’s too late to do anything about it affordably.
A roof job done wrong doesn’t announce itself immediately. It holds through one rain cycle, maybe two. Then the water finds the gap, the decking gets wet, the mold starts in the attic, and what started as a $15,000 roof replacement turns into a $40,000 remediation project. Plus a claims history that follows the property for years.
Read the article below for an in-depth look at the risks associated with choosing the wrong roofer.
Why I Trust These Roofers
Your roof is the first line of defense between your family and everything Texas throws at it, be it hail, wind, 105-degree summers, or storms that don’t apologize. A bad roofer doesn’t just cost you money. They cost you your home’s structural integrity, your insurance coverage, and years of headaches you didn’t sign up for.
Every roofer listed on this page has earned my personal endorsement, not because they paid for a spot here, not because of a referral fee,(those are illegal under TREC) but because I know them, I trust their character, and I would stake my name and my business on the quality of their work without hesitation. Every contractor on this page earned their spot the same way, through a personal relationship with me, my direct observation of their work, and a standard of character that I’d put my name behind without flinching.
These are people I trust enough to send my own clients and family to. When I send someone your way, my reputation goes with them. These roofers understand that and they deliver, time and time again.
Steve "Chief" Mckinley - FBM Roofing And Solar
FBM Roofing & Solar isn’t just a company that opened up after the last hail storm. This is a family-run business with 47 years of history, founded in 1977 when George French and Melrose Bond French relocated from Richardson to Ennis, Texas, building their first homes under the name French & Bond. They combined George’s background in building and accounting with Melrose’s expertise in interior design. That legacy is literally embedded in the name. Nearly five decades later, FBM is still family-operated, still Ellis County-rooted, and still building on that original foundation.
Today FBM handles the full gamut of residential roofing, commercial roofing, storm damage assessment, roof repair, new construction, metal roofing, gutter services, and complete solar panel installation. Their solar process includes custom plans developed using advanced software and Google Earth imagery, often completed remotely via Zoom, with most installations finished in just one to two days. They carry a 5-star rating across 85 verified reviews , and were recognized in 2026 as the leading solar panel installer in Waxahachie, ranking in the top 1% of American businesses in their category with a quality score above 95%.
Steve McKinley is my personal contact at FBM and the reason this company is on this page. I know Steve from working with him directly. He’s presented multiple times at our office and every single time the room walks away sharper than when they walked in. He’s tremendously knowledgeable, completely down to earth, and has the kind of charisma that makes complex roofing and insurance conversations feel straightforward. He’s also a former Navy Chief, and it shows. There’s a get-it-done, no-nonsense discipline underneath the friendliness that you don’t find often. He also has one of the strongest work ethics I’ve encountered, period. When Steve tells you something about your roof, your insurance claim, or your solar options, you’re getting the straight answer. To Steve, his word is everything. When he tells you something is going to get done, he gets it done, no matter the cost to him and that’s exactly the person I want handling my clients.
Charlie Welch - Summit Solutions Roofing And Construction
Summit Solutions Roofing and Construction is a Dallas-based, BBB Accredited business holding an A+ rating, the highest grade the Better Business Bureau awards, with accreditation through the BBB’s North Central Texas region. The company has been in business since July 2023 and earned its BBB accreditation in December 2024, a distinction that requires a demonstrated commitment to the Bureau’s Standards for Trust.
Summit Solutions handles residential and commercial roofing across DFW including; roof replacements, new installations, repairs, storm damage assessment, and emergency tarping. They are fully licensed and insured, staffed by certified roofing professionals, and back their work with a 30-year shingle warranty and a lifetime labor warranty on workmanship.
On the commercial side they work with everything from office buildings to warehouses, with a specific focus on minimizing operational downtime throughout the process. They assist clients through the insurance claim process from inspection through final installation. Both transparently and legally, without the deductible fraud practices that plague this market. The company has been expanding aggressively across Texas, which reflects both the demand in this market and the operational infrastructure to meet it at scale.
I didn’t find Charlie through a referral network or a cold call. I met her through Melody of Hope, the Frisco-based nonprofit she founded and runs, which uses live music to raise funds and awareness for other North Texas nonprofits, supporting over 80 events a year and providing paid performance opportunities for more than 100 local artists. Running an organization that is sustained, community-rooted, and faith-driven takes a specific kind of character, determination, loyalty and genuine care for people.
That’s exactly the character I’ve watched Charlie bring to everything she does, and it’s exactly why she’s on this page. When I put my name behind a referral, I’m putting my business behind it too. Charlie Welch has earned that reputation without question.
The Reality of Roofing Fraud In Texas
Most homeowners who get caught up in roofing fraud don’t know they’re committing it. That’s exactly what makes it dangerous.
Texas property owners can be charged with a misdemeanor or felony for unknowingly participating in a contractor’s illegal scheme. The charge level is determined by claim value:
•Above $100,000 → Felony of the second degree
The average North Texas roof replacement claim runs $10,000 to $12,000, putting a typical fraudulent transaction squarely in state jail felony territory before a homeowner realizes what happened.
When Homeowners Get Caught in the Scheme:
A North Texas class action documented a scheme where thousands of homeowners were approached by solicitors claiming they could get the insurance company to pay for a new roof. After the initial payment arrived, fees from solicitors, public adjusters, and attorneys consumed the funds and lawsuits were filed against insurers without the homeowner’s knowledge or approval. The homeowners were simultaneously victims and, in the eyes of the insurer, participants in an inflated claim.
The Numbers Behind the Fraud:
•Two Texas roofers were each sentenced to 15 years in prison after pleading guilty to theft connected to roofing scams, with one required to pay $270,134 in restitution
•In Tarrant County, one contractor who targeted elderly residents received 3 years in jail and $77,000 in restitution. Another scheme involved 40+ homeowners defrauded of $150,000 to $300,000
•In 2024, TDI’s Fraud Unit contributed to investigations landing nearly $58 million in court-ordered restitution statewide
•Legal experts advise that homeowners who worked with a roofer offering a “free roof” may already be at risk and recommend contacting an attorney immediately to assess exposure
The contractors on this page remove that risk entirely. There is no scenario where a signed invoice from any of them creates legal exposure for you.
How To Vet A Roofing Contractor In Texas
Most homeowners assume that a licensed roofer means a state-licensed roofer. In Texas, that assumption will get you in trouble fast.
The Texas Department of Licensing and Regulation does not currently administer licensure for roofing contractors. Anyone can call themselves a roofer in Texas. They are not required to be knowledgeable, insured, licensed, or even registered with the state. That’s not a loophole. That’s the law as it stands today.
That’s a meaningful standard, which is exactly why most storm chasers can’t meet it.
Before you sign anything, verify these six things:
1. Are they RCAT certified?
You can verify any contractor’s RCAT status directly at rcat.net. If they claim to be licensed and can’t point you to their RCAT certification, the claim is meaningless. Out-of-state roofers commonly canvas storm-impacted neighborhoods after a destructive weather event. RCAT certification confirms a contractor has been operating in Texas for a minimum of two continuous years and has passed a skills examination.
2. Do they carry verifiable insurance?
Ask for a Certificate of Insurance, not just a verbal confirmation. Residential RCAT licensed contractors are required to carry a minimum of $300,000 in combined single limit general liability insurance. Commercial contractors must carry $500,000. Call the insurance carrier directly to confirm the policy is active before work begins.
3. Do they have a fixed Texas business address?
A P.O. box is not a business address. A contractor without a physical Texas location has no local accountability and no reason to stand behind their work after they cash your check.
4. Do they pull permits?
In most North Texas municipalities, a roof replacement requires a permit. A contractor who discourages you from pulling permits is a contractor trying to avoid inspection. That inspection exists to protect you, not them.
5. What are the warranty terms specifically?
There are two separate warranties on every roofing job: the manufacturer’s material warranty and the contractor’s labor warranty. Insist on a written proposal and do not sign any document until you have had time to review it. In Texas, you have three days to cancel a contract in writing. Get both warranty terms in writing before work starts, not after.
6. Are they BBB accredited and in good standing?
Check the Better Business Bureau’s North Central Texas database before the first conversation goes any further. A company with unresolved complaints or no BBB profile at all is a company that hasn’t been accountable enough to maintain one.
That’s the standard that every contractor on this page has cleared. That’s why they’re here.
Texas Consumer Protection Resources
The agencies and tools below are free, state-operated, and available to every Texas homeowner. Bookmark this page. If you ever have a contractor experience that doesn’t feel right, before, during, or after the work, these are your first calls.
Texas Department of Insurance — Report Contractor Fraud
In 2024, TDI’s Fraud Unit contributed to investigations landing nearly $58 million in court-ordered restitution. Texas law requires you to report suspected insurance fraud within 30 days — and the law protects you from any retribution or liability for reporting fraud in good faith.
📞 800-252-3439
🌐 tdi.texas.gov/fraud
Texas Attorney General — Consumer Protection Division
File a complaint against any contractor engaged in false, misleading, or deceptive business practices. It is against the law for a contractor to offer to waive an insurance deductible or work the deductible amount into a bid — you can report it directly to the Texas Attorney General.
📞 800-621-0508
🌐 texasattorneygeneral.gov/consumer-protection
Roofing Contractors Association of Texas — Verify a License
The only voluntary roofing certification program in Texas. Use this tool to confirm any roofer’s RCAT status before signing a contract. If they claim to be licensed and aren’t listed here, walk away.
📞 512-251-7690
🌐 rcat.net
Better Business Bureau — North Central Texas
Check complaint history, accreditation status, and BBB rating for any contractor in the DFW area before work begins.
🌐 bbb.org/local/0875
Texas Department of Licensing and Regulation — Verify a License
HVAC, electrical, plumbing, and other licensed trades in Texas are regulated through TDLR. Use this tool to verify any contractor’s license status before they touch your home.
🌐 tdlr.texas.gov/LicenseSearch
This resource block appears on every vendor page across northtexasmarketinsider.com.
If you have a contractor experience, good or bad, reach out directly. This list is only as strong as the community feedback behind it.
📲 214-228-0003 | 📧 [email protected]
Bobby Franklin
Realtor®
Serving DFW | Ellis County
16 Northgate Dr. Ste 100
Waxahachie, TX 75165
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