The Question Everyone’s Asking (But Few Understand) If you’ve been waiting to buy a home, you’ve probably wondered: “Why doesn’t the Federal Reserve just lower mortgage rates and fix this housing mess?” It’s a fair question. After all, the Fed controls interest rates, right? They raised them to fight inflation, so why can’t they just… lower them for mortgages specifically? The...
The “Most Unaffordable Market in History” Just Cracked Open a Window: Here’s How Smart First-Time Buyers Are Walking Through It Look, I’m not here to sugarcoat it: 2025’s housing market is brutal. When Harvard’s Joint Center for Housing Studies tells us that only 21% of homes for sale are affordable, down from 60% just four years ago, that’s not a correction, that’s a complete...
The Conversation I Have Ten Times a Week Buyer: “Bobby, I want to buy a house, but these rates are killing me. I’m paying $2,000/month in rent, and I feel like I’m throwing money away. But when I run the numbers on buying, the payment is $2,400/month. I can’t afford that.” Me: “So you can’t afford an extra $400/month, but you CAN afford to pay $24,000/year in rent that builds zero...
Federal Reserve Chair Jerome Powell just dropped a signal that has financial markets buzzing, and most real estate agents completely misunderstanding what it means for mortgage rates. Let me give it to you straight: The Fed is about to stop shrinking its balance sheet. But if you think that means mortgage rates are about to plummet, you’re reading the wrong playbook. Here’s what’s actually...
Your weekly North Texas market intelligence briefing While most people are scrolling past celebrity news, there’s a property tax revolution happening that could fundamentally change how we think about homeownership in Texas, and if you own property in North Texas, you need to understand what’s coming. Taylor Swift’s $17 million Rhode Island mansion just became ground zero for a luxury property...
And Why Builder Reps Won’t Tell You This Here’s what most people don’t get about new construction: Those friendly sales consultants working the model homes? They’re not there to get YOU the best deal. They’re there to get THEIR BUILDER the best deal. And in a market where Dallas-Fort Worth is dropping builder permits like confetti and new home prices are hitting $450,000+, going in...
Why everyone’s panicking about kitchen cabinets and the strategic moves you need to make before January 1st Listen, while most agents are just now reading the headlines, I’m giving you the chess moves five steps ahead. This tariff situation? It’s not just policy nonsense, it’s about to hit YOUR wallet, whether you’re selling, buying, renovating, or building in North Texas. Let me break...
Market Intel That Could Save You Thousands And Save You Heartbreak Let me tell you about last Tuesday. I watched a family from California lose their dream home in Waxahachie. Not because they couldn’t afford it. Not because they offered too little. They lost it because while they were “getting their finances together,” another buyer with preapproval in hand wrote an offer that same...
If you’re planning for retirement in North Texas, or already enjoying it, there’s a proposed piece of legislation that could put thousands of dollars back in your pocket annually and fundamentally change how you think about your real estate decisions. Senator Ruben Gallego’s “You Earned It, You Keep It Act” aims to eliminate ALL federal income taxes on Social Security benefits for over 55...
Bobby Franklin - REALTOR® | Legacy Realty Group - Leslie Majors Team Listen, I’m going to cut through the noise and give you the real story about this government shutdown because while everyone else is panicking or pretending it doesn’t matter, I’m going to show you exactly how to turn this chaos into your competitive advantage. Here’s the thing most agents won’t tell you: disruption...
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