Home Buyers

Learn why North Texas is turning into a heated buyers market in 2025-2026. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Is It Finally a Buyer’s Market in North Texas? What the New Zillow Report Really Means for You

Listen, while everyone was distracted by Black Friday deals, something bigger happened in real estate. Something that could save you tens of thousands of dollars if you’re paying attention. A Zillow report dropped that has everyone talking: buyers securing record discounts, sellers slashing prices multiple times on the same property, and the buyer-to-seller ratio hitting levels we haven’t seen in...

Learn why waiting for rates to come down won't save you as much as you think. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Is Saving $80/month Worth Waiting Another Year to Buy A Home?

Market Intelligence Report | December 2025 There’s a conversation happening at kitchen tables across Ellis County right now. Young families in Waxahachie, professionals relocating to Midlothian, first-time buyers eyeing Ferris’s explosive growth, they’re all asking the same question: “Should we wait for mortgage rates to drop before we buy?” I get it. When your uncle tells you rates...

The Housing market is not headed for a crash in 2025-2026. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Will the Housing Market Crash in 2025? The Real Story Behind the Headlines

Why a 2008-style collapse isn't coming to North Texas, and what's actually happening in our local market Look, I'm going to be straight with you. If you've been scrolling through social media lately, you've probably seen some pretty alarming predictions about the housing market. Videos claiming a 50% price crash is coming. Analysts warning of a collapse "worse than 2008." Headlines designed to...

Sellers are pulling their homes off the market at record rates in 2025. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Sellers Are Pulling Their Homes Off the Market at Record Rates: What DFW Homeowners Need to Know

You’ve probably seen the headlines: “Sellers are taking their homes off the market at the fastest pace in nearly a decade.” The story went viral on CNBC, complete with those haunting images of quiet suburban streets that make everyone wonder if the real estate world is imploding. But here’s the thing about national headlines, they tell you what’s happening everywhere, which means they’re...

How to negotiate the best deal as a homebuyer in 2025 with Bobby Franklin the North Texas Market Insider

2025 North Texas Buyer’s Market: How To Negotiate The Best Deal

Listen, I’m going to be straight with you because that’s what you deserve. The North Texas housing market just shifted in a way we haven’t seen since 2013, and if you’re not paying attention, you’re missing the play. While everyone else is still talking about last year’s market, I’m watching something extraordinary unfold right now: record price cuts, inventory climbing steadily, and...

Learn what Fannie Mae and Freddie Mac returning to the New York Stock Exchange can mean for the future of affordability. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Fannie and Freddie’s NYSE Return: Decoding Ackman’s Strategic Compromise

If you’ve been hearing noise about Fannie Mae and Freddie Mac lately and wondering “what does this mean for my mortgage?”, you’re asking the right question. Let me cut through the confusion and give you the strategic intelligence that actually matters. What Are Fannie Mae and Freddie Mac, and Why Should You Care? First, the foundation: Fannie Mae and Freddie Mac are the two companies...

87% of homes in DFW lost value in 2025 but only by 4 to 5%, the average home still has a 125% equity gain over the last decade. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

87% of DFW Homes Lost Value This Year: Here’s Why That’s Your Opportunity

Let me be direct with you: while everyone’s panicking about falling home values across Dallas-Fort Worth, I’m seeing something completely different. I’m seeing opportunity. Zillow’s latest study shows 87% of DFW homes have declined in value over the past year. Dallas down 4.6%. Fort Worth down 3.7%. The typical home in the metroplex now sits at $370,384, the weakest performance since...

Learn why the housing affordability crisis is about so much more than just rates. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

The Affordability Crisis: It’s Not the Rates You Need To Worry About

Here’s the reality most agents won’t tell you: While economists panic about a “national housing emergency,” smart buyers in Ellis County are quietly positioning themselves for one of the most significant wealth-building opportunities in a decade. But you’ve got about a 12-18 month window before everyone else figures this out. Let me explain what’s really happening and more importantly,...

Learn how portable mortgages let you take your existing mortgage rate with you. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

What If You Could Take Your Mortgage With You? Portable Mortgages Impact On Affordability

Listen, when I woke up this morning and saw the Trump administration is “actively evaluating” portable mortgages, my first thought wasn’t “that’s interesting.” It was “this could be fantastic.” Because here’s what nobody in Ellis County is talking about yet: This single policy shift could unlock the biggest inventory wave North Texas has seen in years. And while every other agent...

Will Trump's 50 year mortgage and new fed chair pick finally create affordability? Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Will Trump’s 50-Year Mortgage and New Fed Chair Lower Your Monthly Payment?

Chaos is opportunity, and right now, the housing finance world is about to get very chaotic. President Trump’s administration just dropped a 50-year mortgage proposal and is actively selecting a new Federal Reserve chair. Both moves could dramatically reshape what you pay monthly, and what you actually own at the end. Let’s break down the real story, because understanding this NOW puts you five...