Federal Reserve

President Trump proposes a $200 billion MBS purchase to help with mortgage rates. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Trump’s $200 Billion Mortgage Move: The Real Story Behind the Headlines (And What Smart North Texas Buyers Need to Know Right Now)

Listen, while every real estate agent in DFW is copying and pasting the same headlines about Trump's mortgage announcement, I'm going to tell you what's actually happening and what it means for your wallet if you're buying in Ellis County, Tarrant County, or anywhere across North Texas. On January 8th, President Trump dropped what looks like a bombshell: directing Fannie Mae and Freddie Mac to purchase...

Learn about the similarities between the federal reserve and the mind flayer from Stranger Things with Bobby Franklin the North Texas market insider. Bobby Franklin is the best realtor in Waxahachie

The Mind Flayer’s Web: How Fed Policy Controls the Housing Market (And What Their 2026 Pivot Means for You)

Episode 3 of 5: The Stranger Things Market Intelligence Series In Stranger Things, the Mind Flayer is an invisible entity from the Upside Down that controls everything through a vast psychic network. You can’t see it directly, but its influence is everywhere, people moving in unison, behaviors synchronized, entire systems responding to its unseen commands. The Federal Reserve operates exactly...

Will Trump's 50 year mortgage and new fed chair pick finally create affordability? Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Will Trump’s 50-Year Mortgage and New Fed Chair Lower Your Monthly Payment?

Chaos is opportunity, and right now, the housing finance world is about to get very chaotic. President Trump’s administration just dropped a 50-year mortgage proposal and is actively selecting a new Federal Reserve chair. Both moves could dramatically reshape what you pay monthly, and what you actually own at the end. Let’s break down the real story, because understanding this NOW puts you five...

Learn what Trump's new fed chair pick could do to mortgage interest rates. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Trump’s Next Fed Chair Pick: What The 5 Candidates Could Do to Mortgage Rates

The Five Candidates, What Each Means for Ellis County Home Buyers, and Why This Decision Matters More Than Any Interest Rate Announcement Here’s something most North Texas real estate agents won’t tell you: the biggest factor determining your mortgage payment in 2026 isn’t listed in the MLS. It won’t show up in property disclosures. And it’s not something your lender can lock in for you...

The Federal reserve building it's weird decisions are made that can affect the housing market for years. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Why the Fed Won’t Rescue Your Mortgage (And the Disaster If They Did)

The Question Everyone’s Asking (But Few Understand) If you’ve been waiting to buy a home, you’ve probably wondered: “Why doesn’t the Federal Reserve just lower mortgage rates and fix this housing mess?” It’s a fair question. After all, the Fed controls interest rates, right? They raised them to fight inflation, so why can’t they just… lower them for mortgages specifically? The...

Jerome Powell, chair of the federal reserve is due to be replaced May 2026. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

The Fed Just Moved One Step Closer To Affordable Housing

Federal Reserve Chair Jerome Powell just dropped a signal that has financial markets buzzing, and most real estate agents completely misunderstanding what it means for mortgage rates. Let me give it to you straight: The Fed is about to stop shrinking its balance sheet. But if you think that means mortgage rates are about to plummet, you’re reading the wrong playbook. Here’s what’s actually...

Home prices steady increase makes waiting for rates unaffordable. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Waited 3 Years For Rates To Drop, Now The House I Want Is Unaffordable

“Chaos is the new cocaine” - and if that’s true, then the 2025 housing market is giving everyone a massive hit. Listen, I’ve been tracking this market like it’s a corporate chess game, and here’s what I’m seeing that most agents are missing: we’re not dealing with a normal market cycle. We’re witnessing a fundamental disruption of how real estate economics work. While everyone else is...

Federal reserve rate cuts lead to higher mortgage rates 2025. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

The Fed Cut Rates, But Mortgages Got More Expensive.

September 18, 2025 - Market Intelligence Update The Federal Reserve just made their first rate cut since December 2024, dropping the federal funds rate by 25 basis points to 4.00%-4.25%. But here’s the thing everyone’s getting wrong, this isn’t the housing market rescue story you’re hearing everywhere else. What Really Just Happened (The Inside Story) Fed Chair Jerome Powell...