Federal Reserve

The Federal reserve bulding

Why the Fed Won’t Rescue Your Mortgage (And the Disaster If They Did)

The Question Everyone’s Asking (But Few Understand) If you’ve been waiting to buy a home, you’ve probably wondered: “Why doesn’t the Federal Reserve just lower mortgage rates and fix this housing mess?” It’s a fair question. After all, the Fed controls interest rates, right? They raised them to fight inflation, so why can’t they just… lower them for mortgages specifically? The...

Jerome Powell, chair of the federal reserve

The Fed Just Moved One Step Closer To Affordable Housing

Federal Reserve Chair Jerome Powell just dropped a signal that has financial markets buzzing, and most real estate agents completely misunderstanding what it means for mortgage rates. Let me give it to you straight: The Fed is about to stop shrinking its balance sheet. But if you think that means mortgage rates are about to plummet, you’re reading the wrong playbook. Here’s what’s actually...

Home prices steady increase makes waiting for rates unaffordable

Waited 3 Years For Rates To Drop, Now The House I Want Is Unaffordable

“Chaos is the new cocaine” - and if that’s true, then the 2025 housing market is giving everyone a massive hit. Listen, I’ve been tracking this market like it’s a corporate chess game, and here’s what I’m seeing that most agents are missing: we’re not dealing with a normal market cycle. We’re witnessing a fundamental disruption of how real estate economics work. While everyone else is...

Federal reserve rate cuts lead to higher mortgage rates 2025

The Fed Cut Rates, But Mortgages Got More Expensive.

September 18, 2025 - Market Intelligence Update The Federal Reserve just made their first rate cut since December 2024, dropping the federal funds rate by 25 basis points to 4.00%-4.25%. But here’s the thing everyone’s getting wrong, this isn’t the housing market rescue story you’re hearing everywhere else. What Really Just Happened (The Inside Story) Fed Chair Jerome Powell...