January 29, 2026

Learn why capping credit card interest rates could fundamentally change your credit score and not for the good.

The Credit Card Rate Cap That Could Kill Your Mortgage Approval in 2026

A North Texas Market Intelligence Report by Bobby Franklin Listen, I’m about to tell you something that could derail your homebuying plans this year, and it has nothing to do with mortgage rates, home prices, or inventory levels. While everyone’s celebrating President Trump’s call for a 10% credit card interest rate cap, very few people understand the financial landmine this creates for...