Home Buyers

Learn why capping credit card interest rates could fundamentally change your credit score and not for the good.

The Credit Card Rate Cap That Could Kill Your Mortgage Approval in 2026

A North Texas Market Intelligence Report by Bobby Franklin Listen, I’m about to tell you something that could derail your homebuying plans this year, and it has nothing to do with mortgage rates, home prices, or inventory levels. While everyone’s celebrating President Trump’s call for a 10% credit card interest rate cap, very few people understand the financial landmine this creates for...

Learn why the majority of millennials have delayed their home purchase for three or more years. Learn more with Bobby Franklin, the North Texas Market Insider.

Why Millenials Are Delaying Their Home Purchase 3+ Years

Here’s what the data is screaming at us right now: 67% of millennials have delayed buying a home because of market conditions, with 56% waiting at least three years and 23% postponing for FIVE YEARS OR MORE. Let me say that again: nearly a quarter of an entire generation has been sitting on the sidelines for half a decade, watching rents climb, watching home prices appreciate, watching equity...

Everything you need to know about purchasing new construction in North Texas. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

The New Construction Buyer Playbook

From Spec Homes to Design Center Decisions: Your Strategic Framework for North Texas New Construction A Market Intelligence Guide by Bobby Franklin, REALTOR® Why This Guide Exists The North Texas new construction market is experiencing something remarkable right now. Dallas-Fort Worth claimed the #1 spot nationally in 2024 with 71,788 new residential building permits, more than any metro in...

Explore the timeline for the new construction process in North Texas with examples from real builders. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

The Complete North Texas New Construction Timeline: What Actually Happens (And What Your Builder Isn’t Telling You)

Last Updated: January 2026 Listen up. If you’re buying new construction in North Texas right now, you’re stepping into a process that most agents don’t understand and most builders won’t fully explain. That’s not conspiracy, it’s just reality. Builders are optimized for volume. You? You’re optimized for getting your family into the right home without getting blindsided. This is...

Should you buy a home near an AI data center in North Texas? Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Should You Buy a Home Near an AI Data Center in North Texas?

Here’s what I’m watching while other agents are still asking if AI matters: While most real estate professionals are debating whether data centers will affect their business, I’m tracking forty billion dollars in capital commitments that are already reshaping where smart money flows in North Texas. Google’s massive AI campus announcements in Armstrong and Haskell Counties, OpenAI’s...

President Trump proposes a $200 billion MBS purchase to help with mortgage rates. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Trump’s $200 Billion Mortgage Move: The Real Story Behind the Headlines (And What Smart North Texas Buyers Need to Know Right Now)

Listen, while every real estate agent in DFW is copying and pasting the same headlines about Trump's mortgage announcement, I'm going to tell you what's actually happening and what it means for your wallet if you're buying in Ellis County, Tarrant County, or anywhere across North Texas. On January 8th, President Trump dropped what looks like a bombshell: directing Fannie Mae and Freddie Mac to purchase...

President Trump announces plans for a band on institutional investors purchasing residential homes. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Trump’s Institutional Investor Ban: What North Texas Sellers Need to Know Right Now

The Morning Show’s Cory Ellison has a phrase: “Chaos is the new cocaine.” January 7, 2026 just gave the real estate industry its latest hit. President Trump dropped a bombshell on Truth Social that sent shockwaves through the housing market: “I am immediately taking steps to ban large institutional investors from buying more single-family homes.” Within hours, major rental property stocks...

Understanding North Texas property taxes with Bobby Franklin in the North Texas market insider

North Texas Taxes and Fees By County: Your Competitive Edge

The data other agents ignore and why that’s your advantage Last Updated: November 2025 | Your Source: Bobby Franklin, North Texas Market Insider Listen, every agent has access to MLS. Most agents can pull comps. But how many agents understand the strategic implications of county-level costs and tax structures? That’s where you separate from the pack. This isn’t just a reference chart,...

The Housing Market didn't crash in 2025 and won't crash in 2026. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Why the Housing Market Won’t Crash in 2026: What North Texas Buyers Need to Know

By Bobby Franklin, REALTOR® | North Texas Market Insider Last Updated: January 4, 2026 Let me tell you something that’s going to separate you from 90% of homebuyers scrolling through TikTok right now: the housing market crash everyone’s predicting for 2026 isn’t coming. The YouTube gurus with their dramatic thumbnails are screaming about the “inevitable collapse.” Social media...

Home inspections can help uncover the Demogorgons hiding in your potential future home. Learn more with Bobby Franklin the North Texas market insider.

The Real Monsters Lurking in North Texas Homes: How Home Inspections Can Save You

Why the inspection report is where deals die, and how strategic buyers turn these discoveries into negotiating power Let me tell you something most North Texas real estate agents won’t: that perfectly staged home you just fell in love with? It’s probably hiding something. Not because sellers are evil, though some are, but because homes, especially in our unique Ellis County market with...