Everything you need to know about North Texas property taxes, and how to dispute them

North Texas Property Taxes: The Ultimate Guide

The Intelligence You Need Before You Buy Here’s the thing about Texas property taxes that trips up almost every buyer relocating from out of state: no income tax doesn’t mean no taxes. It means the tax burden shifts to property, and in North Texas, we’re talking about some of the highest effective rates in the country. According to the Texas Comptroller, there’s no state property tax, so local...

Understand HOA restrictions and fees in North Texas. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

HOA Restrictions and Neighborhood Regulations In North Texas

Here’s the reality most agents won’t tell you: choosing the right neighborhood in North Texas isn’t just about square footage and school districts. The HOA governing your property can determine whether you’re building a dream life or fighting bureaucratic battles for the next decade. I’ve watched buyers stumble into HOA nightmares that could’ve been avoided with proper intelligence...

Discovered the best school districts in North Texas for FFA programs. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

How to Evaluate North Texas School Districts by Their FFA Programs: A Homebuyer’s Guide

Most families moving to North Texas make the same mistake: they look at test scores and call it due diligence. When they should be looking at programs that actually prepare kids for careers. In North Texas, a region that’s balancing explosive suburban growth with deep agricultural roots, that means looking at FFA programs. Why This Matters More Than You Think FFA isn’t what it was when your...

Learn about the rising eviction rates in DFW and what it means for the housing market. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

DFW’s Housing Squeeze: The Eviction Surge Nobody’s Talking About

Let me hit you with a number that should stop you in your tracks. Dallas County sees approximately 40,000 eviction filings per year, roughly 110 cases per day hitting the Justice of the Peace courts. And while Dallas has seen a slight moderation from recent peaks, Houston and Fort Worth continue to exceed pre-pandemic levels. The underlying affordability crisis driving these numbers hasn’t...

87% of homes in DFW lost value in 2025 but only by 4 to 5%, the average home still has a 125% equity gain over the last decade. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

87% of DFW Homes Lost Value This Year: Here’s Why That’s Your Opportunity

Let me be direct with you: while everyone’s panicking about falling home values across Dallas-Fort Worth, I’m seeing something completely different. I’m seeing opportunity. Zillow’s latest study shows 87% of DFW homes have declined in value over the past year. Dallas down 4.6%. Fort Worth down 3.7%. The typical home in the metroplex now sits at $370,384, the weakest performance since...

Determining the right location and acreage amount for your needs in North Texas. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

How Much Land Do I Really Need??: Matching Acreage to Your Actual Texas Lifestyle

Most agents will show you pretty properties. I’ll show you which acreage actually supports what you want to DO. Listen, I have this conversation weekly. Someone calls me and says “We want some land.” I ask “What do you want to do on it?” and they give me a vague answer about “space” and “freedom” and “getting out of the suburbs.” That’s fine. That’s great, actually. But...

Learn why the housing affordability crisis is about so much more than just rates. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

The Affordability Crisis: It’s Not the Rates You Need To Worry About

Here’s the reality most agents won’t tell you: While economists panic about a “national housing emergency,” smart buyers in Ellis County are quietly positioning themselves for one of the most significant wealth-building opportunities in a decade. But you’ve got about a 12-18 month window before everyone else figures this out. Let me explain what’s really happening and more importantly,...

Learn how portable mortgages let you take your existing mortgage rate with you. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

What If You Could Take Your Mortgage With You? Portable Mortgages Impact On Affordability

Listen, when I woke up this morning and saw the Trump administration is “actively evaluating” portable mortgages, my first thought wasn’t “that’s interesting.” It was “this could be fantastic.” Because here’s what nobody in Ellis County is talking about yet: This single policy shift could unlock the biggest inventory wave North Texas has seen in years. And while every other agent...

The ultimate guide to purchasing rural land in North Texas. Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

The Ultimate Guide to Purchasing Land In North Texas

By Bobby Franklin, North Texas Market Insider Listen, I’m going to save you from the expensive mistakes I’ve watched dozens of buyers make tracking land transactions across Ellis County and the DFW market. Buying land isn’t complicated because of the process, it’s complicated because the wrong information at the wrong time costs you a fortune. Let’s cut through the noise. Why...

Will Trump's 50 year mortgage and new fed chair pick finally create affordability? Learn more with Bobby Franklin, the North Texas Market Insider. Bobby Franklin is the best realtor in Waxahachie.

Will Trump’s 50-Year Mortgage and New Fed Chair Lower Your Monthly Payment?

Chaos is opportunity, and right now, the housing finance world is about to get very chaotic. President Trump’s administration just dropped a 50-year mortgage proposal and is actively selecting a new Federal Reserve chair. Both moves could dramatically reshape what you pay monthly, and what you actually own at the end. Let’s break down the real story, because understanding this NOW puts you five...