December 2025

Learn the reasons why homebuyers still get denied after preapproval in North Texas with Bobby Franklin the North Texas market insider

Can You Be Denied a Mortgage After Preapproval? What North Texas Homebuyers Need to Know

“I was preapproved, how can my mortgage be denied now?” I hear this from shocked buyers regularly, and it’s one of the most devastating moments in real estate. You’ve found your dream home in DFW, negotiated the perfect price, maybe even started planning where the furniture goes, then your lender drops the bomb that your loan won’t close. Here’s the truth most agents won’t tell you:...

Understanding Zoning, Land Use and Restricitons

“While everyone else is reading ordinances, we’re reading opportunity. This is how you stay five steps ahead in the North Texas land game.” Listen, here’s the thing about zoning that nobody tells you: it’s not just about what you CAN’T do. It’s about understanding the game well enough to see what EVERYONE ELSE is missing. Most agents hand you a zoning map and wish you luck. We’re...

Learn about the hidden cost behind builder mortgage rate buy downs and how to know if it's a good fit for you with Bobby Franklin the North Texas market insider

Are Builder Mortgage Buydowns a Lifeline or a Trap?

If you’re shopping for new construction in Waxahachie, Midlothian, Red Oak, or anywhere across the Dallas-Fort Worth metroplex, you’ve walked into model homes seeing interest rates advertised as low as 1.99%, 3.99%, or 4.99%. Builders are pushing these rate buydowns harder than I’ve seen in years, approximately 60-73% of major builders are offering them right now. But here’s what nobody’s...

Stream data centers could just reshape real estate wealth in North Texas learn more with Bobby Franklin the North Texas market insider

How Stream Data Centers Are About To Redraw the NTX Real Estate Map

Why the smartest money in America is betting on southern Dallas County, and what it means for anyone thinking about buying property in the next 24 months Listen, while most agents are busy posting “Sunday Funday” content and recycling the same tired buyer tips, something massive just happened in Wilmer, Texas that’s going to reshape property values across southern Dallas County for the next...

Read the complete guide to buying land and the financing options that come along with that. Learn more with Bobby Franklin the North Texas market insider.

Buying Land: Financing Options and Budgeting

Here’s what most agents won’t tell you about buying land in North Texas: the listing price is just the opening ante in a much bigger game. While competitors are pushing cookie-cutter suburban homes, I’m tracking something far more interesting, the strategic land acquisitions happening across Ellis County and the DFW metroplex that signal where wealth is being built right now. Let me break...

Learn why North Texas is turning into a heated buyers market with Bobby Franklin in the North Texas market insider

Is It Finally a Buyer’s Market in North Texas? What the New Zillow Report Really Means for You

Listen, while everyone was distracted by Black Friday deals, something bigger happened in real estate. Something that could save you tens of thousands of dollars if you’re paying attention. A Zillow report dropped that has everyone talking: buyers securing record discounts, sellers slashing prices multiple times on the same property, and the buyer-to-seller ratio hitting levels we haven’t seen in...

Learn why waiting for rates to come down won't save you as much as you think with Bobby Franklin the North Texas market insider

Is Saving $80/month Worth Waiting Another Year to Buy A Home?

Market Intelligence Report | December 2025 There’s a conversation happening at kitchen tables across Ellis County right now. Young families in Waxahachie, professionals relocating to Midlothian, first-time buyers eyeing Ferris’s explosive growth, they’re all asking the same question: “Should we wait for mortgage rates to drop before we buy?” I get it. When your uncle tells you rates...

Will the Housing Market Crash in 2025? The Real Story Behind the Headlines

Why a 2008-style collapse isn't coming to North Texas, and what's actually happening in our local market Look, I'm going to be straight with you. If you've been scrolling through social media lately, you've probably seen some pretty alarming predictions about the housing market. Videos claiming a 50% price crash is coming. Analysts warning of a collapse "worse than 2008." Headlines designed to...

Sellers are pulling their homes off the market at record rates in 2025. Learn why with Bobby Franklin the North Texas market insider

Sellers Are Pulling Their Homes Off the Market at Record Rates: What DFW Homeowners Need to Know

You’ve probably seen the headlines: “Sellers are taking their homes off the market at the fastest pace in nearly a decade.” The story went viral on CNBC, complete with those haunting images of quiet suburban streets that make everyone wonder if the real estate world is imploding. But here’s the thing about national headlines, they tell you what’s happening everywhere, which means they’re...