The Conversation I Have Ten Times a Week Buyer: “Bobby, I want to buy a house, but these rates are killing me. I’m paying $2,000/month in rent, and I feel like I’m throwing money away. But when I run the numbers on buying, the payment is $2,400/month. I can’t afford that.” Me: “So you can’t afford an extra $400/month, but you CAN afford to pay $24,000/year in rent that builds zero...