Your Strategic Game Plan for 2026 (While We Wait for Answers) If you’ve followed this series from the beginning, you know by now that the Ellis County housing market has been through its own Upside Down journey. Episode 1: We watched the portal open in 2020, ultra-low rates and pandemic disruption fundamentally reshaping reality. Episode 2: We felt Vecna’s curse trap millions of...
Episode 3 of 5: The Stranger Things Market Intelligence Series In Stranger Things, the Mind Flayer is an invisible entity from the Upside Down that controls everything through a vast psychic network. You can’t see it directly, but its influence is everywhere, people moving in unison, behaviors synchronized, entire systems responding to its unseen commands. The Federal Reserve operates exactly...
Episode 2 of 5: The Stranger Things Market Intelligence Series In Stranger Things, Vecna’s victims hear a grandfather clock chiming before he strikes. The ticking becomes louder, more insistent, until it’s all they can hear, a countdown to their doom that they can’t escape. If you locked in a mortgage rate below 4% between 2020 and 2021, you know exactly how that feels. Welcome to...
Episode 1 of 5: The Market Intelligence Series You Can’t Afford to Miss If you’ve been trying to make sense of the housing market over the past five years, I’ve got news for you: you’ve been living in the Upside Down, and most agents won’t tell you how we got here or how we’re getting out. I’m giving you the intelligence you actually need to make smart decisions in 2026. Consider...
If you’re shopping for new construction in Waxahachie, Midlothian, Red Oak, or anywhere across the Dallas-Fort Worth metroplex, you’ve walked into model homes seeing interest rates advertised as low as 1.99%, 3.99%, or 4.99%. Builders are pushing these rate buydowns harder than I’ve seen in years, approximately 60-73% of major builders are offering them right now. But here’s what nobody’s...
Market Intelligence Report | December 2025 There’s a conversation happening at kitchen tables across Ellis County right now. Young families in Waxahachie, professionals relocating to Midlothian, first-time buyers eyeing Ferris’s explosive growth, they’re all asking the same question: “Should we wait for mortgage rates to drop before we buy?” I get it. When your uncle tells you rates...
Let’s Talk About the Elephant in the Room You’re putting off buying a house because mortgage rates are “too high.” I get it. When you compare today’s 6.5-7% rates to the 3% rates your coworker locked in during COVID, it feels like you’re getting a raw deal. But here’s what nobody’s telling you: Those COVID rates were the anomaly, not today’s rates. And if you’re waiting for...
What North Texas Buyers and Sellers Need to Know Right Now Listen, while everyone else is paralyzed by the headlines, smart buyers and sellers in North Texas are asking better questions. Not “Should I panic?” but “How do I turn this into my advantage?” The federal government shutdown that started October 1st has created uncertainty, sure. But here’s what I know after tracking every major...
The Question Everyone’s Asking (But Few Understand) If you’ve been waiting to buy a home, you’ve probably wondered: “Why doesn’t the Federal Reserve just lower mortgage rates and fix this housing mess?” It’s a fair question. After all, the Fed controls interest rates, right? They raised them to fight inflation, so why can’t they just… lower them for mortgages specifically? The...
The Conversation I Have Ten Times a Week Buyer: “Bobby, I want to buy a house, but these rates are killing me. I’m paying $2,000/month in rent, and I feel like I’m throwing money away. But when I run the numbers on buying, the payment is $2,400/month. I can’t afford that.” Me: “So you can’t afford an extra $400/month, but you CAN afford to pay $24,000/year in rent that builds zero...
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