Let’s Talk About the Elephant in the Room You’re putting off buying a house because mortgage rates are “too high.” I get it. When you compare today’s 6.5-7% rates to the 3% rates your coworker locked in during COVID, it feels like you’re getting a raw deal. But here’s what nobody’s telling you: Those COVID rates were the anomaly, not today’s rates. And if you’re waiting for...
Mortgage Rates
What North Texas Buyers and Sellers Need to Know Right Now Listen, while everyone else is paralyzed by the headlines, smart buyers and sellers in North Texas are asking better questions. Not “Should I panic?” but “How do I turn this into my advantage?” The federal government shutdown that started October 1st has created uncertainty, sure. But here’s what I know after tracking every major...
The Question Everyone’s Asking (But Few Understand) If you’ve been waiting to buy a home, you’ve probably wondered: “Why doesn’t the Federal Reserve just lower mortgage rates and fix this housing mess?” It’s a fair question. After all, the Fed controls interest rates, right? They raised them to fight inflation, so why can’t they just… lower them for mortgages specifically? The...
The Conversation I Have Ten Times a Week Buyer: “Bobby, I want to buy a house, but these rates are killing me. I’m paying $2,000/month in rent, and I feel like I’m throwing money away. But when I run the numbers on buying, the payment is $2,400/month. I can’t afford that.” Me: “So you can’t afford an extra $400/month, but you CAN afford to pay $24,000/year in rent that builds zero...
Federal Reserve Chair Jerome Powell just dropped a signal that has financial markets buzzing, and most real estate agents completely misunderstanding what it means for mortgage rates. Let me give it to you straight: The Fed is about to stop shrinking its balance sheet. But if you think that means mortgage rates are about to plummet, you’re reading the wrong playbook. Here’s what’s actually...
“Chaos is the new cocaine” - and if that’s true, then the 2025 housing market is giving everyone a massive hit. Listen, I’ve been tracking this market like it’s a corporate chess game, and here’s what I’m seeing that most agents are missing: we’re not dealing with a normal market cycle. We’re witnessing a fundamental disruption of how real estate economics work. While everyone else is...
September 2025 North Texas Market Analysis While other agents are still checking their phones for rate updates, I’ve been tracking the real story behind these numbers. Here’s what’s actually happening in our North Texas market and why this could be the most critical 90 days for buyers and sellers in North Texas. The Real Question Isn’t “When Will Rates Drop”, It’s “What Are You...
Why Smart Money is Moving Here Now “While everyone else is watching the news, I’m watching the opportunities.” The Intelligence Brief: What Others Are Missing Here’s what the headlines won’t tell you: Dallas-Fort Worth just claimed the #1 spot as America’s hottest real estate market for 2025. Not San Francisco. Not New York. Not Miami. DFW. The Dallas-Fort Worth area is poised to...