Gholson is an unincorporated rural community in McLennan County offering quiet country living with convenient access to Waco employment centers and the I-35 corridor. Modest site-built homes, manufactured homes on land, small farms, and larger acreage tracts appeal to buyers seeking space, affordable land ownership, and room for livestock, workshops, or hobby operations while remaining within commuting distance of Waco’s jobs, shopping, and services.
Gholson is a small rural city along Gholson Road (FM 933) about 12 miles from Waco, with no master-planned subdivisions, just acreage, ranchettes, manufactured homes and custom builds along rural lanes. Here are seven areas, with recent asking prices.
Recent asking prices about $247K–$380K
The historic core along Gholson Road near the country store, where appraisal records still show “Gholson original town” lots. Some homes date to the early 1900s, on half-acre to one-acre lots.
Older frame homes sit beside newer houses and raw acreage, such as a 15-acre tract listed near $380,000 in fall 2026.
Custom homes about $530K–$675K
Larger tracts north of the townsite toward Aquilla, with custom homes such as a 2017-built four-bedroom of about 2,580 square feet.
Land runs from about 10 acres near $250,000 to ranch-size holdings well over 100 acres.
Homes about $160K–$200K · 5-acre lots near $150K
West of FM 933 past Gholson School, running toward the Brazos River. Expect roughly 5-acre river-side lots and larger tracts, including 23 acres listed near $600,000.
Smaller older homes here have listed from about $160,000 to $200,000. Ask about floodplain status on any parcel near the river.
2.8-acre lots about $79K–$99K
Gholson’s clearest new-lot story: a run of newly platted 2.8-acre tracts for a custom build or a manufactured home, plus a 5.6-acre tract near $155,000.
A local custom builder lists its address on this road. Read the restrictions and confirm water and septic plans before you buy.
About $175K–$475K
Half-acre to 1.3-acre lots with a mix of manufactured and site-built homes, most in the three- to four-bedroom range.
One of the more affordable entry points to Gholson, with room for a garden or shop without stepping up to big acreage.
Homes about $215K–$300K · land to $450K
Acreage-style lots near the volunteer fire station, with manufactured homes on 2.5-acre tracts and land from about 4 to nearly 40 acres.
A good fit for horses, a shop or a garden. Confirm deed restrictions on each tract.
Custom homes about $700K–$725K
The higher-end custom-home pocket around City Hall, with four-bedroom homes of about 2,100 to 3,300 square feet on lots up to about 4 acres.
Nearby Wesley Chapel Road has larger tracts, such as 10.5 acres listed near $215,000.
Swipe or drag sideways to see them all.
Zillow’s typical home value for Gholson sat between about $255,000 and $270,000 in recent snapshots, and listings averaged about 123 days on market.
With only 10 to 30 listings at a time, one ranch or custom home swings any median. Price against true comparables.
Water comes from Gholson Water Supply Corporation, a member-owned system drawing on the Trinity Aquifer. There’s no city sewer, so plan on septic.
Electricity is Oncor with retail choice or an electric co-op, depending on the address. Check a recent bill.
Most Gholson homes use “Waco, TX 76705” mail, and so do Bellmead and Lacy Lakeview. If “City of Gholson” is on the tax record, it’s inside the city.
The city has a 5-acre minimum lot size with a variance process, so ask before you plan to split land.
Inside the city and Gholson ISD, the 2026 rate is about $1.27 per $100 before exemptions: city $0.09, Gholson ISD $0.67, county $0.37 and MCC $0.14. The city gives a 20 percent homestead exemption.
Gholson ISD, a single PK–12 campus, earned a B (87) in 2025. The city counted 1,250 residents in 2020.
Gholson is a General Law Type A city in McLennan County, incorporated in 1975, per the Texas Municipal League and the Handbook of Texas. Area names follow road and listing usage; there are no master-planned subdivisions, boundaries are approximate, and city-limits status was not confirmed for any area. Check the city’s posted City Limits Map or the McLennan Central Appraisal District taxing units for each property. Price figures are drawn from individual 2025–2026 asking prices across listing portals, not closed sales, and portals sometimes disagree; they are directional only. Zillow figures vary between snapshots, and the days-on-market average is from a brokerage listing page. Water details are from the City of Gholson and Gholson WSC; some fringe parcels may be served by another provider. Electric provider varies by address. The 5-acre minimum lot rule is from an October 2025 council discussion summary; confirm with the city. Tax rates: City of Gholson, Gholson ISD and McLennan County are 2026 rates from McLennan County’s tax table; MCC is its adopted 0.140772 (the county table lists 0.140715). Gholson ISD’s 2026 rating was not confirmed; check TXschools.gov. Parcels near Gholson may fall in another school district. Population is the 2020 census count. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.
Gholson is rural, so the list is short and local: the Homestead craft village with its cafe and market, a pecan shop and the country store. Groceries are in Bellmead, and kolaches are in West. Here’s a 2026-checked list.
608 Dry Creek Rd, off FM 933 at Halbert Ln · 254-754-9600
Gholson’s best-known destination: a craft village with craft shops, live demonstrations and hands-on classes, plus places to eat.
It hosts a Labor Day weekend festival; the 2026 festival was held September 5.
Inside the Homestead gate, off Halbert Ln
A log-cabin cafe just inside the craft village gate, an easy lunch stop during a visit.
169 Halbert Ln · 254-829-2335
A market for local and wholesome food with its own kitchen, next to the craft village.
167 Halbert Ln · 254-754-9663
Feed, seed and garden supplies plus gifts, handy for anyone keeping animals or a big garden on acreage.
12633 Gholson Rd · 254-829-1489
A local pecan grower with a retail shop for shelled pecans, candy and gifts.
13097 Gholson Rd · (254) 829-1991
The everyday stop on Gholson Road for quick groceries and basics. Listed hours run 6 a.m. to 10 p.m.; call to confirm.
749 Knust Circle · (254) 829-0100
Currently posted hours are Wednesday 9 to 5; leave a voicemail other days. City Hall handles plat and variance applications and hosts the spring and fall clean-up days.
12520 Gholson Rd · (254) 829-2907
The member-owned water system serving the city, with five wells and three treatment plants. After-hours leaks: (254) 652-1254.
1639 Wildcat Cir
The community’s volunteer fire department. The station is also rented for events. For emergencies, call 911.
801 N I-35, Bellmead
The nearest full-line supermarket, with pharmacy, curbside and fuel.
1521 I-35 N, Bellmead
A second big-box option on the same stretch of I-35.
I-35 Exit 353, West
West’s famous kolache stop, a short drive east on FM 1858 and north on I-35. Open 5 a.m. to 11 p.m.
337 S McLennan Dr, Elm Mott · (254) 829-6083
A small-town Elm Mott cafe near I-35. Call ahead to confirm hours.
104 W Elm Mott Dr · (254) 829-9722
A morning stop for donuts and breakfast pastries on the way to I-35.
Lake office 254-756-5359
The Corps of Engineers runs six day-use parks, four of them free, plus four campgrounds around the lake.
2601 N University Parks Dr, Waco
Waco’s big riverside park, with more than 20 miles of trails, bluffs over the Brazos and Bosque rivers and the Cameron Park Zoo.
Food, Shops and Things To Do are in or right around Gholson, mostly along Gholson Road and Halbert Lane. Places in Bellmead, Elm Mott, West and Waco are under Just Outside.
Two things worth saying plainly. Gholson is rural, so full grocery runs mean a drive to Bellmead, about 15 to 20 minutes. And small businesses keep limited hours, so call ahead before a special trip.
What stands out is the Homestead craft village, with its cafe, market and general store, right off FM 933.
Compiled October 2026. Business listings were checked against the City of Gholson business directory, business websites and review and directory listings; call ahead to confirm hours and that a business is still open. Homestead Craft Village details are from its website. Gholson Country Store, Junction Cafe and Dee’s details are from directory listings. Whether the Halbert Lane businesses are inside Gholson city limits was not confirmed. The Brazos River Nature Center fishing access is not listed because its state lease ended in August 2024. No city park was found in Gholson. Drive times are estimates. National chains are mentioned, not featured. Businesses listed are for general local reference and are not endorsements; I receive no compensation from any business named. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.
From the Sardis Settlement and a Pioneer Family Name to a Rural City Built on Acreage
Settlers arrived in northern McLennan County in the late 1840s, and the community that grew up was first called Sardis.
Among the early settlers were the Gholson brothers, Benjamin and Samuel, whose family name the community would later take. The Handbook of Texas notes that the family of Albert G. Gholson, a veteran of the Texas Revolution, moved to McLennan County in the 1840s.
The settlement grew up about twelve miles northwest of Waco in northern McLennan County. It sits near Farm roads 933 and 1858, and the Texas Almanac still lists Sardis as a historical name for the town.
Sardis built its first school in 1854, one of the earliest in this part of the county.
Sardis built its first school in 1854, only a few years after settlement began and four years before the community gained its first post office. Schools would stay at the center of community life here for the next 170 years.
Today Gholson ISD operates a single campus serving pre-kindergarten through twelfth grade. The district once ended at the eighth grade and chose to add a high school rather than consolidate with a neighboring district, keeping its school in the community.
A post office opened in January 1858 and closed shortly after the Civil War.
The first post office opened in January 1858 with John S. Bell as postmaster, serving the community then known as Sardis. It stayed open through the Civil War but closed soon after.
B. F. Gholson, born in 1842, joined Capt. John Williams’s company of Texas Rangers in October 1858 and served until April 1859. In March 1860 he joined Capt. J. M. Smith’s company and helped rescue Cynthia Ann Parker. He later ranched in Lampasas County and died in 1932.
The first burial at what became Gholson Cemetery took place in 1871.
The first burial, in 1871, was the infant daughter of pioneer settlers Thomas W. and Charlotte Rozell. The oldest marked grave belongs to Sarah Kiker, who was born in 1802 and died in 1877.
In 1885 W. F. Umberson, who had settled in the area before the Civil War, set aside two acres as a public burial ground for the Gholson community. The one-room Kellum School on the property also served for church services. A state marker placed in 1981 tells the story.
The community, by now known as Gholson, got a new post office in February 1887.
The new post office opened in February 1887 with Thomas Rhodes as postmaster. The application was filed under the Gholson surname, making official a name that had already come into gradual use in place of Sardis.
The name honors the Gholson family of early settlers, including brothers Benjamin and Samuel. By 1890 the renamed community had a general store and about 25 residents.
Gholson grew from one general store and 25 residents to two churches, a corn mill and gin, two general stores and about 75 residents by the mid-1890s.
In 1890 Gholson had one general store and about 25 residents. Within a few years the population had roughly tripled, and the community added two churches, a corn mill and gin, and a second general store.
Cotton and corn drove the local economy, and the mill and gin let farmers process both crops close to home. Waco, the county seat, lay about twelve miles to the southeast.
The post office closed in 1905, and mail came by rural route from Ross.
The post office closed in 1905, and mail came by rural route from Ross. Ross, about eleven miles north of Waco, had grown up as a stop on the Houston and Texas Central Railway in the early 1870s, and its post office, opened in 1880, was named for Lawrence Sullivan Ross.
Gholson stayed a small farm community with its school, churches and cemetery as anchors. Through the first seven decades of the twentieth century it held fewer than fifty residents.
A cemetery tabernacle was built in 1925, and more cemetery land was added in 1950.
The cemetery tabernacle was built in 1925, and additional cemetery land was acquired in 1950. The cemetery, on FM 1858, also holds the graves of Civil War veterans, among them W. F. Umberson, who had set aside the original two acres.
The population was reported at just 34 residents from the early 1930s to the early 1970s. Through those decades Gholson remained an unincorporated farming village, with community life centered on its school, churches and cemetery.
Residents voted to incorporate with a mayor-council form of government.
Residents voted in 1975 to incorporate with a mayor-council form of government, ending more than a century as an unincorporated farm community. Population estimates ran as high as 650 in the late 1970s.
Gholson is a General Law Type A city, and the 1980 census counted 263 residents. The city’s earliest codified ordinances date to a 1987 Code, which the current Code of Ordinances still cites as the source of many sections.
Homestead Heritage settled on the 510-acre Brazos de Dios farm, home of the Texas Homestead Fair, which the community first held in 1988.
The Homestead Heritage community traces its beginnings to a small church on Manhattan’s Lower East Side in 1973, with moves to New Jersey and Colorado before central Texas. Its land, Brazos de Dios, takes the early Spanish name for the Brazos River, which forms its western border.
Its Labor Day Sorghum Festival followed in 1994, featuring horse-powered cane pressing and syrup making; the group’s visitor center also opened that year. Gholson counted 692 residents in 1990 and 922 in 2000.
The census counted 1,061 residents in 2010 and 1,250 in 2020.
The census counted 1,061 residents in 2010 and 1,250 in 2020, growth of about 18 percent in a decade. The Census Bureau estimated 1,262 residents in 2021.
The city adopted its Code of Ordinances on October 8, 2020, and updated it in December 2023. The code’s twelve chapters cover subjects from animal control and building regulations to subdivision rules, taxation and traffic, replacing an older code that dated to 1987.
In 2025 the council took up the city’s 5-acre minimum lot size, variance requests and a two-zone planning idea to balance homes and farmland.
In 2025 the council took up the city’s 5-acre minimum lot size, weighing variance requests against it. The two-zone planning idea aimed to set aside some areas for homes and others for farmland as the town grew.
In 2026 the city adopted its FY 2026–27 budget, with a city tax rate of $0.09 per $100 of valuation. Gholson remains a General Law Type A city with a mayor-council government, the structure residents chose when they incorporated in 1975.
Compiled from the Texas State Historical Association Handbook of Texas (including its biographies of B.F. and Albert G. Gholson), the Texas Historical Commission’s Gholson Cemetery marker text (1981, via a TXGenWeb transcription), the Historical Marker Database, the Texas Almanac, Homestead Heritage, Destination Waco, the City of Gholson and the McLennan County Tax Office. Where sources conflict, the widget follows the Handbook of Texas. One news story dates first settlement to 1840; the Handbook gives the late 1840s. Late-1970s population estimates ran as high as 650; the 1980 figure is the census count. The year the city adopted its 5-acre minimum lot size was not confirmed, and 2025 council details are from summaries of meeting video; confirm with city minutes. Homestead Heritage history is from the organization’s own published account. Population figures are total census counts. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.
The Homestead Labor Day Festival, the Thanksgiving Weekend Fair and the City Clean-Up Days
A free festival at the craft village off FM 933, held since 1994 and long known as the Sorghum Festival, with demonstrations, food and a community market.
The 2025 festival ran Saturday, August 30, and Monday, September 1; the 2026 festival was Saturday, September 5, from 9 a.m. to 3 p.m.
It’s at 608 Dry Creek Rd, and Homestead Heritage organizes it.
The Homestead Heritage fair on Thanksgiving weekend, held since 1990, followed by a Holiday Market on December weekends. The 2026 dates are November 27–28. Admission is free; parking passes and farm tours are ticketed.
The City of Gholson’s clean-up days at City Hall, 749 Knust Circle, a chance to haul off bulky items. The fall 2026 clean-up is October 23–25. Confirm eligibility with City Hall.
West’s Czech heritage festival, with polka, kolaches, a parade and a carnival. 2026 marked its 50th year.
Pro rodeo, concerts, a livestock show and the carnival at the Extraco Events Center.
Downtown Waco’s free holiday festival, with a tree lighting, a parade and rides.
Gholson’s year is anchored by the Homestead festivals on Labor Day and Thanksgiving weekends and the city’s spring and fall clean-ups. For fairs, fireworks and holiday parades, residents head into Waco or West.
We didn’t find two years of dates for a volunteer fire department fundraiser, a school or cemetery homecoming, or a Fourth of July event, so none is listed. If one is confirmed, it will be added.
For current dates, check Homestead Craft Village and the City of Gholson.
Timing shown is the usual pattern for each event; exact dates, times and prices change from year to year and should be confirmed with organizers. Event patterns are drawn from Homestead Craft Village, the Homestead Fair, Destination Waco, the Waco Tribune-Herald, KWTX, the City of Gholson, Westfest, FOX 44, the Heart O’ Texas Fair and Waco Wonderland; each Gholson event listed was confirmed in at least two years. The Labor Day festival ran 10 a.m. to 4 p.m. on Saturday and Monday in 2024 and 2025. An older listing shows paid admission to the Homestead Fair; the 2026 site says admission is free. The spring clean-up was posted for April 24–25 without a year, and the fall 2025 dates are from a council meeting summary. Whether Homestead Craft Village is inside Gholson city limits was not confirmed. Events under “Just Outside” are held in West and Waco, not in Gholson. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.
What to know about Gholson schools:
The ratings: Gholson ISD earned a B in 2025. Check TXschools.gov for the 2026 preliminary rating.
Nearby: McLennan Community College, Baylor University and TSTC Waco are in the Waco area.
Want the full breakdown? Read our complete Gholson schools guide →
Gholson ISD is a single-campus, PK–12 district of about 228 students, so a child can attend one school from pre-K to graduation. It rated a B in 2025 and levies no debt tax. District lines, not ZIP codes, decide the school.
137 Hamilton Dr · (254) 829-1528
A single-campus district serving pre-K through 12th grade in one place, off Hamilton Drive west of FM 933. It’s classified as a rural district.
District rating: B in 2025. The 2026 preliminary rating was not confirmed; check TXschools.gov.
With one campus, the district rating is the whole picture. Registration requires living inside district boundaries or an approved transfer.
Gholson School
Gholson ISD once served only pre-K through eighth grade. Rather than consolidate with a neighbor, it chose to build its own high school.
Students stay on one campus from pre-K to graduation, a small-school setup with about 12 students per teacher, per U.S. News.
District-wide
Gholson ISD’s 2026 rate is $0.666900 per $100, all for operations, with no debt (I&S) tax. No bond election since 2015 was found.
The rate fell from $0.872 in 2021, mostly through state-required rate compression. The $140,000 homestead exemption rises to $200,000 for owners 65 and older.
Gholson High School
The district added agriculture and career courses in 2015 and chartered its FFA chapter in 2016. High schoolers can take dual credit through McLennan Community College.
The Wildcats added cross country, track and volleyball in 2007 and began six-man football in 2012; they play in Class 1A.
District office
Gholson ISD accepts nonresident transfer students by application, renewed each school year.
Decisions weigh available space and staff and the student’s attendance and discipline records. Ask the district about any tuition.
For context only
Gholson-area and 76705 addresses may fall in other districts. These nearby districts earned these 2026 preliminary ratings; which ones border Gholson ISD wasn’t confirmed.
Use TEA’s School District Locator for every address.
In Waco
Families who want a private option generally look to schools in Waco.
Confirm grades, tuition and enrollment directly with each school.
MCC: 1400 College Dr, Waco
McLennan Community College partners with Gholson ISD on dual credit. Baylor University and TSTC Waco are also in the Waco area.
Distances vary by campus; check a live map.
Gholson homes use Waco 76705 mail, and that ZIP also covers areas in other school districts.
Check TEA’s School District Locator and the appraisal district record before you fall for a house.
Inside the city and Gholson ISD, the 2026 rate is about $1.27 per $100: city $0.09, school $0.67, county $0.37 and MCC $0.14.
On a $265,000 homestead, the school share drops from about $1,770 to $830 after the $140,000 exemption.
Gholson ISD earned a B in 2025. The 2026 preliminary ratings came out in August; Gholson’s grade wasn’t in the regional roundups we checked.
Review the full results at TXschools.gov.
Enrollment was about 228 in 2026, down about 8 percent since 2016. Ask the district about class sizes, electives and activities at each grade.
A small campus can mean more chances to play and lead, and fewer course choices. Visit and ask.
Accountability ratings are shown at the district level only; Gholson ISD has a single campus. Ratings change every year; use TXschools.gov for current ratings. The 2025 B rating is from the Texas Tribune; the district’s 2026 preliminary rating (released 14 August 2026), its 2024 and 2023 ratings and its FIRST financial rating were not confirmed. Enrollment is from the Texas Tribune (2026); other sources report 264 to 269 students for 2024–25. The student-teacher ratio is from U.S. News. District history and athletics are from Wikipedia citing the Waco Tribune-Herald and the Elgin Courier; FFA history is from the chapter’s site; dual credit and transfer policy are from Gholson ISD. The year the high school was added was not confirmed. Tax rates and rate history are from McLennan County. Neighboring-district ratings are 2026 preliminary ratings as reported by KWTX and are shown for context; which districts border Gholson ISD was not confirmed. College distances were not measured. Tax figures use the City of Gholson’s 0.09, Gholson ISD’s 0.6669, McLennan County’s 0.374805 and McLennan Community College’s 0.140715 and are illustrations, not quotes. The state school homestead exemption is $140,000, with an additional $60,000 for owners aged 65 or older or disabled. School district assignment is determined by address and must be confirmed with the district. School information is provided for general reference only and is not a recommendation regarding any school, district, neighborhood or property. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.
Median Sales Price
What Gholson homes actually sold for each month. With manufactured homes on small lots, custom homes on acreage and ranch land trading side by side, the mix of what sold moves this line more than the market does.
Zillow’s typical value for Gholson sat between about $255,000 and $270,000 in recent snapshots, while fall 2026 asking prices ran from about $175,000 for a manufactured home to $725,000 for a custom home on acreage. One sale can move this line sharply. That is sample size, not the market.
A manufactured home on Silver River Road, a custom home near City Hall and 40 acres off Wildcat Circle can all land on this one line. The chart is not your comp. Your comps match your acreage, improvements, water membership and septic.
Texas is a non-disclosure state, so portal prices are models. This is MLS. Ask for the actual comparable sales, including acreage, home type, the Gholson WSC membership, septic and city-limits status.
Recent Gholson listings averaged about 123 days on market. Days on market describes how buyers behaved, which holds up better than a median in a market this small.
The first two weeks bring the most traffic a listing will ever get. If they pass without an offer, that is pricing information. Acting in week three beats acting in week ten.
Long marketing times mean room to negotiate, especially on acreage and higher-priced homes. A listing that has waited a while is usually where the negotiating room is.
Under 10 showings means buyers are deciding quickly. Rising counts mean people are walking through and walking away, which is a different problem from nobody looking at all.
This separates a pricing problem from a presentation problem. Plenty of showings and no offer usually means something specific is putting people off, and that is fixable without dropping the price.
High showings-to-pending means you can be selective without losing homes. Read it against days on market: low on both is a hot market, high on both means the leverage is yours.
Gholson usually has only about 10 to 30 listings at a time, and far fewer closings in any month. When the bars are short, one unusual sale moves every other number on this page.
Your competition includes acreage and homes across north McLennan County, from Elm Mott to West. Price against true comparables, and have your survey, septic records and water membership details ready before you list.
Inventory runs from 2.8-acre lots to large ranches. Confirm the 5-acre minimum lot rule, the water membership, septic and city-limits status early, because they affect cost and plans more than the price chart does.
Charts supplied by NTREIS via 10K Research and Marketing and update automatically. Data reflects residential activity reported to the MLS and may be revised as late-reported sales come in. Gholson records very few closings, and its homes range from manufactured homes on small lots to custom homes and ranch land, so monthly medians can swing sharply. Most Gholson homes carry Waco 76705 mailing addresses, and listings may be filed under Gholson or Waco, so these charts may not match the city boundary. Narrative figures are from Zillow snapshots, listing portals (fall 2026 asking prices) and a brokerage listing page; sources measure different periods and differ. These charts do not separate acreage, home type, utilities or new construction. Market statistics describe the area as a whole and are not a substitute for a comparative market analysis on a specific property. Texas is a non-disclosure state, so publicly available sale prices elsewhere are estimates rather than recorded figures. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.
Pick a purchase year and the price fills in. If you own here, type over it with what you actually paid. This calculator runs on the McLennan County index, the federal repeat-sales measure for Gholson’s county. It’s up about 129 percent since 2009, with the biggest jump between 2020 and 2022.
Bought here? Tap the number and enter what you paid.
Federal house price index growth, indexed to the purchase year, where the purchase year equals 100.
The county index rose about 37 percent from 2020 to 2022. Since 2023 it has grown only about 1 to 2 percent a year.
A 2009 buyer’s index value is up about 2.3 times; a 2023 buyer’s is up only about 3 percent so far.
Zillow has shown Gholson’s typical home value at about $255,000 and $270,000, and the county’s median homestead taxable value is about $272,000. $265,000 sits between them.
The 76705 ZIP runs lower, but it covers Bellmead and Lacy Lakeview too. Acreage and custom homes sell well above this anchor.
The index is county-wide, built from repeat sales of mortgaged homes, and blends Gholson with Waco and every nearby town.
Gholson runs from manufactured homes on small lots to custom homes and ranch land, so value any specific property from true comparables, not from this chart.
The 2026 rate is about $1.27 per $100, roughly $2,100 a year on a $265,000 homestead, about 0.8 percent of value. Gholson ISD levies no debt tax.
Acreage may qualify for ag valuation if used for agriculture five of the last seven years. A change of use triggers three years of rollback taxes.
Growth rates are the FHFA All-Transactions House Price Index, annual values 2009 through 2025: McLennan County, Texas (FRED series ATNHPIUS48309A, base 2000 equals 100, last updated 31 March 2026), the State of Texas (TXSTHPI) and the United States (USSTHPI). State and national figures are annual averages of published quarters. The McLennan County series recorded 139.10 in 2009, 155.07 in 2015, 214.19 in 2020, 293.32 in 2022, 308.63 in 2023, 314.67 in 2024 and 318.43 in 2025: a rise of about 129 percent since 2009 and about 1.2 percent in 2025. No 2026 county value has been published. FHFA describes county indices as developmental and subject to revision. The prefilled dollar figures are derived and illustrative, not published: they apply the McLennan County index to a $265,000 anchor set between two undated Zillow Home Value Index readings for Gholson ($254,830 and $270,040) and near McLennan County’s 2026 median homestead taxable value ($271,968). Redfin’s 76705 median sale price was $239,000 (July 2026); listing-based Gholson medians of $297,000 to $300,000 rest on a handful of homes. The index is built from conforming loans and excludes jumbo lending and all-cash purchases. The 2026 FHA one-unit limit for McLennan County is the national floor, $541,287; the 2026 conforming limit is $832,750. Equity figures assume a 30-year fixed mortgage at that year’s Freddie Mac annual average rate (2025 approximately 6.60 percent), held to today, with no refinancing, no extra principal and no additional borrowing; Freddie Mac’s weekly 30-year average was 7.28 percent on 1 October 2026. They exclude closing costs, property taxes, insurance, maintenance, improvements and selling costs. The tax example uses 2026 rates from McLennan County’s tax table: City of Gholson 0.090000, Gholson ISD 0.666900 (all maintenance and operations), McLennan County 0.374805 and McLennan Community College 0.140715 (MCC’s published notice lists 0.140772). It applies the $140,000 school exemption and 20 percent city, county and college exemptions and is an illustration, not a quote. Parcels inside the Elm Creek Watershed district add 0.018400. The homestead appraisal cap limits increases in a homestead’s taxable appraised value to 10 percent a year and ends on sale. Owners aged 65 or older or disabled receive an additional $60,000 school exemption and a school tax ceiling; the city, county and MCC offer additional over-65 exemptions of $10,000, $35,000 and $12,000. Agricultural valuation follows Texas Tax Code Section 23.51 and McLennan CAD guidelines; rollback taxes cover the three prior years under current law. Confirm taxing units, exemptions and protest deadlines with the McLennan Central Appraisal District (254-752-9864). This is an illustration for general reference, not an appraisal, a comparative market analysis, a valuation or investment advice. Past appreciation does not predict future appreciation. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.
Gholson is its own incorporated city of about 1,250 people, 12 miles northwest of Waco at FM 933 and FM 1858. It’s built on acreage, a member-owned water system and septic, with a combined tax rate near $1.27 per $100 and its own PK–12 school.
Estimated Off-Peak Drive Time from Gholson City Hall
Around Town and Beyond
Estimated minutes off-peak from 749 Knust Circle. Rural roads and I-35 traffic can add time, so check a live map before relying on any of them.
The 2026 combined rate is about $1.27 per $100, versus about $2.25 in Waco, $1.94 in West and $1.45 in China Spring.
That’s roughly $2,100 a year on a $265,000 homestead. The city adds a 20 percent homestead exemption of its own.
The city currently requires 5-acre minimum lots, with a plat and variance process. In 2025 the council discussed a two-zone plan to protect farmland while recognizing existing home pockets.
Livestock, coops and beehives are allowed under setback rules.
Gholson ISD serves pre-K through 12th grade on one campus, rated a B (87) in 2025, with FFA, dual credit and six-man football.
The district levies no school debt tax.
Water comes from Gholson Water Supply Corporation, with five wells on the Trinity Aquifer. Homes use septic. Electricity is Oncor with retail choice or the HILCO co-op, depending on the address.
Trash is private subscription, and the city runs spring and fall clean-up days.
Groceries, hospitals and most shopping mean a drive to Bellmead or Waco. Residents average a commute of about 28 minutes, a bit above the Waco-area norm.
New water service can cost about $3,300 where lines reach, and the 5-acre rule limits lot splits.
Homes here use “Waco, TX 76705” mail, but Gholson is not part of Waco. The same ZIP also covers Bellmead and Lacy Lakeview.
If “City of Gholson” appears on the tax record, the home is inside the city. Check the city’s posted City Limits Map too.
Drive times are estimates from Gholson City Hall along typical routes; they were not drawn from a mapping or live traffic source and should be checked against a live map before you rely on them. Location and incorporation are from the Texas State Historical Association. Tax comparisons: Gholson uses 2026 rates (City 0.09, Gholson ISD 0.6669, McLennan County 0.374805, MCC 0.140715); Waco, West and China Spring figures combine each area’s 2025 city and school rates with county and college rates and are approximate. The 5-acre rule and 2025 planning discussions are from council meeting summaries; confirm with the city. Livestock rules are from the City of Gholson Code of Ordinances (Sec. 2.02.008–.009). School details are from TEA, the Texas Tribune and Gholson ISD. Water details and new-service fees are from Gholson WSC; fees should be confirmed by phone. Electric providers are from appraisal district and HILCO records and vary by address. Commute is the Census Bureau’s 2020–2024 American Community Survey mean travel time (27.6 minutes). Population is the 2020 census count. No crime, fire rating or flood zone claims are made; flood risk is parcel-specific. This information is provided for general reference and is not a representation about any specific property, commute or future development outcome. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.
Answered with verified specifics, from city limits, Gholson ISD and 2026 tax rates to water membership, septic, the 5-acre rule and livestock setbacks.
No. Gholson is its own incorporated city, a General Law Type A city whose residents voted to incorporate in 1975. It sits at FM 933 and FM 1858, about 12 miles northwest of Waco, and counted 1,250 residents in the 2020 census.
The confusion comes from the mail. Most Gholson homes use a “Waco, TX 76705” mailing address, but property taxes go to the City of Gholson, not the City of Waco.
Gholson has its own City Hall at 749 Knust Circle, a city council that meets the third Thursday of each month, its own volunteer fire department and its own school district, Gholson ISD.
Start with the City Limits Map posted on the city’s About Us page. Then check the property’s McLennan Central Appraisal District account or tax bill for “City of Gholson” (unit 61). If it’s listed, the parcel is inside the city.
You can also call City Hall at (254) 829-0100. The city currently posts office hours of Wednesday, 9 a.m. to 5 p.m.; at other times, leave a voicemail and the city secretary will call back.
This matters because city status decides whether the 5-acre minimum lot rule, city building codes and livestock setbacks apply. The 76705 ZIP covers far more than Gholson, so never rely on the mailing address alone.
Most Gholson homes are in Gholson ISD, a single-campus district serving pre-K through 12th grade at 137 Hamilton Drive, (254) 829-1528. It had about 228 students in 2026.
The district earned a B (87) in 2025 state ratings. It offers FFA, dual credit through McLennan Community College and six-man football, and it accepts nonresident transfer students by yearly application.
District lines and city limits don’t line up exactly, and the 76705 ZIP includes other districts. Confirm the district for any address with TEA’s School District Locator or the appraisal district record before you write an offer.
The 2026 combined rate inside the city and Gholson ISD is about $1.27 per $100: City of Gholson $0.09, Gholson ISD $0.6669, McLennan County $0.374805 and McLennan Community College $0.140715. That compares with about $2.25 in Waco.
On a $265,000 homestead, the yearly bill comes to roughly $2,117 after the $140,000 school exemption and 20 percent city, county and college exemptions.
Owners 65 and older get more: an extra $60,000 off school value with a school tax ceiling, plus $10,000 (city), $35,000 (county) and $12,000 (MCC). These are illustrations, not quotes; confirm with the appraisal district.
Water comes from Gholson Water Supply Corporation, a member-owned nonprofit drawing on the Trinity Aquifer through five wells. The office is at 12520 Gholson Road, (254) 829-2907, open weekdays 8:30 a.m. to noon and 2 to 5 p.m.
Buying a home with existing service is a membership transfer, with a $25 transfer fee and $25 filing fee added to the first bill. New service where lines reach runs about $3,325: $200 membership, $1,200 installation, $1,900 parity fee and $25 filing.
Monthly bills start at a $40 minimum; 5,000 gallons comes to about $55. Confirm fees by phone, since rates and policies change.
No. Gholson has no city sewer system, so homes use on-site septic (OSSF) systems.
Permits run through the Waco-McLennan County Public Health District, (254) 299-2473, and county rules require a permit regardless of lot size or acreage. A new single-family permit is $510 for a standard system, $100 more for an aerobic unit, plus a $10 state fee; reinspection is $200.
When buying, ask for the septic permit file and order a septic inspection during your option period. Aerobic systems require an ongoing maintenance contract, so ask the seller for it and budget for the yearly cost.
It depends on the address. Parts of Gholson are served by Oncor, where you choose a retail electric provider and plan. Other parts are served by the HILCO Electric Cooperative, which has an office in Elm Mott; co-op members can’t shop retail providers.
Both utilities appear among the largest taxpayers in Gholson ISD, which shows how the area is split.
The fastest check is a recent electric bill from the seller. You can also look up the address on the Public Utility Commission’s service-area map. If you’re building on raw land, ask the utility early about line extension costs, which can add up on large tracts.
It varies by road. Provider comparison sites list AT&T Fiber in part of the area, Rise Broadband fixed wireless, Spectrum cable in places, and satellite options such as HughesNet, Viasat and Starlink.
Those lists come from marketing sites and overstate coverage, so check the FCC National Broadband Map for the exact address before you count on working from home.
Ask the seller what service they use and how it performs, and test it during your option period. Speeds can drop sharply at the far end of a long rural drive, and fiber availability can change from one side of a road to the other.
Gholson has no city trash contract, so households subscribe to a private hauler. LoneWolf Trash, for example, advertises weekly pickup in Gholson, Axtell, Ross, Aquilla, West and Elm Mott.
The city holds spring and fall clean-up days at City Hall, 749 Knust Circle, for bulky items. The fall 2026 clean-up runs October 23–25.
Ask the seller which hauler they use and what it costs, and confirm pickup day and cart rules when you set up service. Burning household trash isn’t a substitute; city code prohibits open burning except under specific permitted exceptions.
The city currently requires a 5-acre minimum lot size. Splitting land below that takes a variance, and any subdivision goes through the city’s plat process.
The city posts a Plat Application & Checklist and a Plat Variance Application on its Forms & Permits page. In 2025 the council denied at least one request to split below 5 acres and advanced a narrow exception for transfers to relatives, with a resale restriction.
The rule has been under review: council members discussed a two-zone plan and the city has been recruiting for its Planning & Zoning Commission. Never buy land counting on a split; talk to City Hall first.
HUD-code manufactured homes are allowed inside the city, subject to placement, installation and maintenance rules in Article 3.04 of the city code.
Older “mobile homes” are prohibited. Under state law that term means homes built before June 15, 1976, the start of the HUD code. The city code also bans living in an RV or travel trailer.
Before buying land for a manufactured home, confirm the 5-acre minimum lot rule, deed restrictions, the permit requirements and the septic design. Call City Hall at (254) 829-0100 and read the code sections, since placement standards can affect foundation, skirting and setbacks.
Yes. The city has adopted building, residential, plumbing and electrical codes, and it posts a Permit Application on its Forms & Permits page. Pools need permits and safety barriers.
A culvert application is also posted for driveway crossings, and septic systems need a separate permit from the Waco-McLennan County Public Health District.
Fees weren’t published online, so ask City Hall when you apply. Deed restrictions can add their own rules on top of the city’s, so read them before you plan a shop, barn or second structure. Start the conversation early; small-city offices keep limited hours.
Yes, with setbacks. City code requires livestock pens to be at least 100 feet from anyone else’s residence, and animals must be penned at night and kept off streets.
Horses, cattle, sheep, goats, rabbits and fowl generally must stay 200 feet from another person’s home and 500 feet from buildings open to the public, with exceptions on land zoned agricultural or residential estate. Hogs can’t be kept within 100 feet of a dwelling, coops need 50 feet, and beehives need 300 feet unless neighbors consent.
Check deed restrictions too, and measure the setbacks on the survey before you buy.
Inside the city, open burning is prohibited except under specific exceptions in city code. A cleanup burn requires a city permit, with approval on the day of the burn.
McLennan County’s burn-ban orders cover unincorporated areas. In fall 2026 the county had a conditional order banning outdoor burning whenever the National Weather Service issues a Red Flag Warning; full bans come and go with dry weather.
Check the county’s Notice of Burn Bans page and call City Hall before any burn. County questions go to the County Judge’s office at 254-757-5049. Grass fires move fast on open acreage, so keep cleared space around barns and fences.
File with the McLennan Central Appraisal District using state Form 50-114, between January 1 and April 30 of the year you’re applying for. Include a copy of your Texas driver’s license showing the property address. Filing is free.
In Gholson, the exemption takes $140,000 off your school value and 20 percent off your city, county and college values. Owners 65 or older get more from each unit, plus a school tax ceiling.
A homestead also caps increases in taxable value at 10 percent a year. Late applications can be filed up to two years after the taxes become delinquent. Call MCAD at 254-752-9864 with questions.
Possibly. Texas allows agricultural (1-d-1) valuation for land devoted principally to agriculture for five of the preceding seven years, and the McLennan Central Appraisal District sets local intensity standards.
For beekeeping, MCAD’s guideline requires 5 to 20 acres and six hives on the first five acres. Grazing and hay standards vary, so ask the district for its current guidelines before you buy.
Ag valuation can lower taxes sharply, but a change to non-ag use triggers rollback taxes for the three prior years. When buying, ask whether the land is currently valued as ag and whether you’ll keep it in qualifying use.
Homestead Heritage is a community near Elm Mott, off FM 933, known for its Homestead Craft Village at 608 Dry Creek Road. The village has craft shops, demonstrations, classes and a cafe, open Monday through Saturday, 10 a.m. to 5 p.m.
It hosts two big annual events: a Labor Day festival and the Homestead Fair on Thanksgiving weekend, held November 27–29 in 2026 with free admission and gates opening at 9 a.m.
Its general store sells feed, seed and garden supplies, and a market next door sells local food. Whether the village sits inside Gholson city limits wasn’t confirmed, so it’s best described as nearby.
Gholson is about 12 miles northwest of Waco. Estimated off-peak drives from City Hall run about 20 minutes to downtown Waco and Baylor, and about 10 minutes to I-35 at Elm Mott.
Heading north, plan on roughly 85 minutes to downtown Fort Worth and 90 minutes to downtown Dallas via I-35. West’s kolache bakeries are about 20 minutes away and Hillsboro about 30.
Census data put residents’ average commute at about 28 minutes. Rural roads and I-35 traffic can add time, so test the drive at your real commute hours before you buy. Waco Regional Airport is the closest commercial airport.
The Gholson Volunteer Fire Department, at 1639 Wildcat Circle, has served the community since 2002. In 2019 it added a rescue and small brush truck with a $45,000 state grant. The station is also rented for community events.
American Medical Response (AMR) holds McLennan County’s ambulance contract covering the county’s surrounding areas. For any emergency, call 911.
Ask your insurer which fire station and protection class it uses for a specific address, since that can affect premiums on rural property. Mark your address clearly at the road so responders can find it on a long drive.
The council meets the third Thursday of each month at City Hall. Sources list different start times, so check the posted agenda on the city’s website, where minutes and public notices are also posted.
City Hall is at 749 Knust Circle, (254) 829-0100. Currently posted office hours are Wednesday, 9 a.m. to 5 p.m. If no one answers, leave a voicemail and the city secretary will call back during the next open office hours.
You can subscribe to city notifications on the website. The city has also been seeking residents for its Planning & Zoning Commission, a good way to have a say in how the 5-acre rule and future zoning evolve.
Answers were verified as of October 2026 from the City of Gholson (website and Code of Ordinances), McLennan County, the McLennan Central Appraisal District, the Waco-McLennan County Public Health District, Gholson WSC, Gholson ISD, the Texas Education Agency, the Texas Tribune, the Texas State Historical Association, HILCO Electric Cooperative, Homestead Heritage, the Texas Comptroller, KWTX and the Waco Tribune-Herald. Rates, fees, providers and rules change; verify anything you intend to rely on. Water fees are from a Gholson WSC rate document and should be confirmed by phone. The 5-acre rule and 2025 council actions are from summaries of meeting video; confirm with official minutes. Burn-ban status changes often. AMR’s coverage of Gholson is inferred from its county contract. Internet providers are from comparison sites. Drive times are estimates and were not drawn from a mapping source. Combined tax figures are illustrations, not quotes. This is general information, not legal, tax, lending, insurance, environmental or engineering advice. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.
Gholson is a small city, so services are spread out: City Hall and a volunteer fire department locally, a member-owned water corporation and septic for utilities, and McLennan County for law enforcement, appraisal and courts. Start by learning whether an address is inside city limits, then work down the list. Start with the green first-week cards; county offices are in blue, and anything outside town is in purple.
Gholson homes use Waco 76705 mail. If “City of Gholson” (unit 61) appears on the tax record, the parcel is inside the city. That decides the 5-acre minimum lot rule, city permits and livestock setbacks. The city also posts a City Limits Map.
MCAD 254-752-9864 · City Hall (254) 829-0100 Check the taxing units on the appraisal recordSome Gholson addresses are on HILCO, a co-op where you can’t shop providers; others are on Oncor’s lines with retail choice. HILCO’s Elm Mott office is open weekdays 8:30–4:30 (closed 1–2) and has a propane bottle fill station.
HILCO (254) 687-2331 or (800) 338-6425, answered 24/7 HILCO Elm Mott office: 298 S Connally DrFile your homestead exemption free with the CAD, generally by April 30, and ask about ag valuation on acreage. The tax office collects for the city, Gholson ISD, the county and MCC.
CAD 254-752-9864 · Tax office 254-757-5130 CAD: 315 S 26th St · Tax office: 215 N 5th St, Suite 118, WacoOne, city limits. Two, the water membership or new-tap cost. Three, the septic file. Four, the electric provider. Five, the 5-acre rule if you plan to split. Six, the flood map near the Brazos.
About thirty minutesCurrently posted office hours are Wednesday 9 a.m. to 5 p.m. At other times, leave a voicemail and the city secretary will call back during the next open hours. The city’s email is listed on its Contact page at cityofgholson.gov.
(254) 829-0100 749 Knust Circle, Waco 76705Download the Permit Application, Plat Application & Checklist, Plat Variance Application and Culvert Application for driveway crossings. Talk to City Hall before buying land you plan to split.
Return forms to City Hall cityofgholson.gov/forms-permitsThe council meets the third Thursday of each month at City Hall; check the posted agenda for the time. The city has been recruiting residents for its Planning & Zoning Commission.
(254) 829-0100 749 Knust CircleOne campus for pre-K through 12th grade. Bring proof of residency to enroll; nonresident transfers are by yearly application.
(254) 829-1528 · gholsonisd.org 137 Hamilton Dr, Waco 76705The community’s volunteer fire department, serving since 2002. The station is also rented for events. Ask your insurer which station and protection class it uses for a specific address.
Emergencies: 911 1639 Wildcat CirThe Waco-McLennan County Library’s west-side branch. It’s temporarily closed through October 2026 for new flooring; the Central Library is at 1717 Austin Ave, (254) 750-5941.
(254) 745-6018 5301 Bosque Blvd, WacoBuying a home with service is a membership transfer ($25 plus a $25 filing fee). New service where lines reach runs about $3,325. Land away from existing lines may need a line extension under the WSC’s subdivision service policy. The board meets the first Monday at 6 p.m.
(254) 829-2907 · after hours (254) 652-1254 12520 Gholson Rd · weekdays 8:30–noon and 2–5Gholson has no city sewer, so every home is on septic. This office issues permits and holds the permit file; ask for it before you buy. A new standard system permit is about $510; aerobic systems need a maintenance contract.
(254) 299-2473 401 Franklin Ave, 1st floor, Waco · weekdays 8–5There’s no city trash contract; households subscribe privately. LoneWolf Trash is one hauler advertising Gholson service. Check the FCC broadband map for each address, and call 811 before you dig.
Varies by addressFor non-emergencies, call the dispatch line. For emergencies, call 911.
Office (254) 757-5095 · dispatch (254) 757-5222 901 Washington Ave, WacoBaylor Scott & White–Hillcrest and Ascension Providence run 24-hour ERs in Waco. AMR holds the county ambulance contract. Poison Control: 1-800-222-1222.
Hillcrest 254-202-2000 · Providence 254-751-4000 Hillcrest: 100 Hillcrest Medical Blvd · Providence: 6901 Medical PkwyGholson is in Commissioner Precinct 3, with West, Leroy, Ross and Elm Mott. The road and bridge barn is in West.
Office (254) 757-5063 · Barn (254) 826-5012 Office: 215 N 5th St, Suite 125, Waco · Barn: 133 N Snider Rd, WestLikely the JP court for Gholson-area addresses; confirm on the county’s JP and constable map. Handles small claims, evictions and county citations.
(254) 826-3341 201 N Reagan St, WestVerified October 2026 against the City of Gholson (contact, about, forms and agenda pages), the Texas Municipal League, Gholson WSC, HILCO Electric Cooperative, the Waco-McLennan County Public Health District, the Waco-McLennan County Library, McLennan County (sheriff, tax rates, commissioner precinct and justice of the peace pages), Gholson ISD, Baylor Scott & White and Ascension. Phone numbers, addresses, hours, fees and providers change; confirm anything you intend to rely on. City Hall’s posted hours have changed recently, and sources differ on the council meeting time; check the city website. Water fees are from a WSC rate document that is no longer online; confirm by phone. The JP precinct for each address should be confirmed on the county’s map. AMR’s coverage of Gholson is inferred from its county contract. Electric and internet providers vary by address. No municipal court was found for Gholson. Listings are for general local reference and are not endorsements; I receive no compensation from any organization named. Bobby Franklin, REALTOR®, TREC #0805459, Legacy Realty Group – Leslie Majors Team.
Gholson sits on FM 933 about 12 miles northwest of Waco, roughly an hour south of my Waxahachie office, with acreage, ranchettes, manufactured homes and custom builds. Buying here is about water membership, septic, the 5-acre rule and which utility serves the parcel. I sort out the details that matter here, and the awkward parts are named.
New Gholson WSC service runs about $3,325 where lines already reach, and land away from the lines may need a line extension. Rates rose in August 2025. I confirm membership status and tap costs in writing before you buy land or a home.
Inside the city, lots generally must be at least 5 acres, and the council has denied requests to split smaller. The rule is under review, but nobody should buy counting on a change. I check the plat and city status first.
At 2026 rates, a $265,000 homestead pays about $2,117 a year (about 0.8 percent of value), or about $1,560 for owners 65 and older before any school tax ceiling. I pull the actual tax record for every address.
There’s no city sewer, so I pull the septic permit file and any aerobic maintenance contract. Near the Brazos I check the FEMA flood map, since a floodplain development permit can apply to new work.
Electricity is HILCO or Oncor depending on the parcel, internet ranges from fiber to fixed wireless, and trash is private subscription. I confirm all three so your monthly costs hold no surprises.
Gholson is rural. Groceries and hospitals are in Bellmead and Waco, City Hall keeps limited hours, and a lot you hoped to split may not qualify. If any of that is a dealbreaker, you will hear it from me first.
Confirm city limits on the appraisal record. Second, confirm the water membership or new-tap cost. Third, pull the septic file. Fourth, confirm the electric provider, HILCO or Oncor. Fifth, check the 5-acre rule before planning any split. And sixth, pull the flood map near the Brazos.
Gholson-specific things to raise with all four. Freddie Mac’s 30-year average was 7.28 percent on October 1, 2026, up from 7.03 percent a week earlier, so ask about rate locks and buydowns. McLennan County’s 2026 FHA limit is the national floor, $541,287. Gholson’s rural setting suggests many addresses may be USDA-eligible; confirm each one on USDA’s map. Ask how septic, a water corporation and acreage affect FHA, VA and USDA appraisals. I recommend these lenders based on their expertise and service. I do not receive compensation for referrals.
Either is fine. I answer my own phone, and you will never be routed to a call center or handed to a junior agent. Send me an address and I will tell you whether it’s inside Gholson city limits, what water service will cost, who supplies the power, whether it’s near a floodplain, and what the tax bill looks like.
Bobby Franklin, REALTOR® · Legacy Realty Group – Leslie Majors Team · 214-228-0003 · northtexasmarketinsider.com
Information on this page is provided for general reference and is not legal, tax, insurance, environmental or lending advice. Tax figures use 2026 rates from McLennan County’s rate table: City of Gholson 0.090000, Gholson ISD 0.666900, McLennan County 0.374805 and McLennan Community College 0.140715 (MCC’s notice lists 0.140772); the worked example applies the $140,000 school exemption and 20 percent city, county and college exemptions, plus over-65 amounts of $60,000, $10,000, $35,000 and $12,000, and is an illustration, not a quote. The 5-acre rule and council actions are from summaries of 2025 council meetings; confirm with the city’s adopted ordinances. Water fees are from a Gholson WSC rate document that is no longer online; confirm by phone. Septic and floodplain permit details are from the Waco-McLennan County Public Health District. Electric providers are from HILCO and appraisal district records. The mortgage rate is Freddie Mac’s Primary Mortgage Market Survey for 1 October 2026. USDA eligibility is determined by address and household income and was not confirmed for any address. The FHA figure is HUD’s 2026 national floor. All real estate services are provided through Legacy Realty Group. Equal Housing Opportunity.
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